Credit union · NCUA insured
Bay Shore Credit Union Credit Card Rates
Bay Shore Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Bay Shore Credit Union’s credit card rates compare
Compared with banks and credit unions near Marinette, WI-MI, where Bay Shore Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Bay Shore Credit Union
8.90%APR
MasterCard
Lowest rate
Integra First Federal Credit Union
6.90%APR
3rd-lowest rate
CoVantage Credit Union
9.74%APR
Bay Shore Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bay Shore Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rate as low as 8.9% APR. No annual fee. Monthly minimum payment: 3% of total balance or $20, whichever is greater. 25 day grace period on all new purchases. No fee cash advances when taken at the Credit Union. |
Sources (3)
All captured Oct 7, 2026
Who can join Bay Shore Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County.
Family and household
- Membership is open to immediate family members of anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County.
Cost to join
- Opening and maintaining membership requires a minimum share deposit of $5.00 in a share (savings) account.
Membership information collected October 5, 2026.