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Credit union · NCUA insured

Bay Shore Credit Union Auto Loan Rates

Bay Shore Credit Union auto loan rates start at 3.75% APR. Rates checked October 16, 2026.

How Bay Shore Credit Union’s auto loan rates compare

Compared with banks and credit unions in Wisconsin, where Bay Shore Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Bay Shore Credit Union

    – –

    Terms
    —
    Discount
    —

    No ongoing APR published

  • Top Carrot, Carrot Score 99

    Lowest rate

    Community First Credit Union

    3.50%APR

    Terms
    up to 66 months
    Discount
    None included

    Community First Credit Union rates

  • Top Carrot, Carrot Score 92

    2nd-lowest rate

    Oshkosh Community Credit Union

    3.98%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    Oshkosh Community Credit Union rates

Compare auto loan rates near you →

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Bay Shore Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County.

Family and household

  • Membership is open to immediate family members of anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County.

Cost to join

  • Opening and maintaining membership requires a minimum share deposit of $5.00 in a share (savings) account.

Membership information collected October 5, 2026.

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