Bank · FDIC insured
Bank of Hawaii Credit Card Rates
Bank of Hawaii credit card rates start at 19.49% APR. Rates checked October 22, 2026.
How Bank of Hawaii’s credit card rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Bank of Hawaii has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Bank of Hawaii
– –
No ongoing APR published
Lowest rate
Hawaii Schools FCU
7.90%APR
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Hawaiian Airlines Bank of Hawaii World Elite Mastercard
$99 annual fee. Subject to credit approval. Foreign transaction fee is 0%. Minimum monthly interest charge is $1.00. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | $99 | 0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening. 5% (min. $5) balance transfer fee applies. Does not apply to purchases and cash advances. |
| Ongoing | 19.49%–29.49% | $99 | Variable APR for new and outstanding balance transfers after the introductory period based on creditworthiness. Rates vary with the market based on the Prime Rate. Fee: 5% (min. $5). |
| Ongoing | 29.74% | $99 | Variable APR for cash advances. Varies with the market based on the Prime Rate. Cash advance fee: 5% (min. $10). |
Sources (1)
- boh.com/personal/credit-card · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.