Bank of Botetourt Savings & Money Market Rates

How Bank of Botetourt’s savings rates compare

Compared with banks and credit unions near Roanoke, VA, where Bank of Botetourt has the most branches. $10,000, best rate first.

This bank’s best
Bank of Botetourt
0.15%APY
Minimum
$0
Earns on $10,000 a year
$15
Personal Savings
Top rate
Beacon Credit Union
4.00%APY
Minimum
$100
Earns on $10,000 a year
$400
Beacon Credit Union rates
2nd-highest rate
Freedom First
3.25%APY
Minimum
$5,000
Earns on $10,000 a year
$325
Freedom First rates

Compare savings rates near you →

67

Savings score

Higher than 20% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.25%
QualifiedQualified0.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Bank of Botetourt ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.15%APY$2,500 to open

A minimum opening deposit of $2,500 is required to establish the account and earn interest. $10.00 monthly maintenance fee is avoided with an average balance of $2,500.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 – $10,000Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.	0.15%	—	Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.
$10,000 – $25,000Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.	0.15%	$15	Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.
$25,000 – $100,000Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.	0.25%	—	Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.
$100,000 – $250,000Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.	0.25%	—	Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.
$250,000 and upMonthly fee of $10.00 is waived if an average balance of $2,500 is maintained.	0.30%	—	Monthly fee of $10.00 is waived if an average balance of $2,500 is maintained.

Sources (2)

All captured Sep 19, 2026

Personal Savings

0.15%APY

No monthly service charges. Unlimited withdrawals. Earns interest when balance of $100.00 or more is maintained.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.15%	$15

Sources (3)

All captured Sep 24, 2026

Special-purpose accounts

Kids$ave (Children’s Savings)

0.15%APYKids and teens

For children under 18 and their parents or guardians. Earn interest without having to maintain a minimum average balance. Unlimited teller-line and ATM withdrawals.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $2,500	0.50%	—
$2,500 and up	0.15%	$15

Sources (3)

All captured Sep 24, 2026

Club Savings

0.15%APYClub

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.15%	$15

Sources (1)

bankofbotetourt.com/rates · captured Sep 24, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

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