Bank · FDIC insured
Bank of Botetourt Credit Card Rates
Bank of Botetourt credit card rates start at 10.80% APR. Rates checked October 22, 2026.
How Bank of Botetourt’s credit card rates compare
Compared with banks and credit unions near Roanoke, VA, where Bank of Botetourt has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Bank of Botetourt
– –
No ongoing APR published
Lowest rate
Beacon Credit Union
8.00%APR
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Must be Bank of Botetourt customer to apply. Applications from non-customers outside market area may be refused. Subject to credit approval. 25-day grace period for purchases. Fixed APR for purchases, balance transfers, and cash advances is 18.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Fixed APR for purchases, balance transfers, and cash advances. No interest charged on purchases if entire balance is paid by due date each month (25-day grace period). Interest on cash advances begins from the transaction date. |
Sources (2)
All captured Oct 4, 2026
VISA Platinum
Must be Bank of Botetourt customer to apply. Applications from non-customers outside market area may be refused. Subject to credit approval. 25-day grace period for purchases. Fixed APR for purchases, balance transfers, and cash advances is 10.80%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.80% | None | Fixed APR for purchases, balance transfers, and cash advances. No interest charged on purchases if entire balance is paid by due date each month (25-day grace period). Interest on cash advances begins from the transaction date. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.