Credit union · NCUA insured
Awakon Federal Credit Union Auto Loan Rates
Awakon Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.30% for a used one. Rates checked October 16, 2026.
How Awakon Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Petoskey, MI, where Awakon Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Awakon Federal Credit Union
4.50%APR
- Terms
- 12–60 months
- Up to
- —
- Discount
- None included
New Auto Loan
2nd-lowest rate
Northland Area FCU
4.99%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
3rd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Awakon Federal Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.30%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Awakon Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| 12–60 months | 4.50% | Rates as low as 4.5%. Actual APR based upon individual credit worthiness, year of vehicle, term of loan, and applicable prepaid items. Some restrictions may apply. |
Sources (3)
All captured Oct 16, 2026
Used Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| 12–60 months | 5.30% | Rates as low as 5.3%. Actual APR based upon individual credit worthiness, year of vehicle, term of loan, and applicable prepaid items. Some restrictions may apply. |
Sources (3)
All captured Oct 16, 2026
Who can join Awakon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You must live, work, worship, attend school in, or own a business located in the Northernmost Eight Counties of Lower Michigan (Presque Isle, Cheboygan, Montmorency, Otsego, Alpena, Emmet, Charlevoix, and Antrim Counties).
Membership information collected October 5, 2026.