Credit union · NCUA insured
Avestar CU Credit Card Rates
Avestar CU credit cards start at 12.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Avestar CU’s credit card rates compare
Compared with banks and credit unions near Madison, WI, where Avestar CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Avestar CU
12.49%APR
- Up to
- —
VISA Scorecard with Rewards
Lowest rate
Wings Credit Union
10.74%APR
- Up to
- 21.74% APR
2nd-lowest rate
Blackhawk Community Credit Union
11.75%APR
- Up to
- 17.75% APR
Avestar CU credit card score
70
Credit card score
Higher than 27% of U.S. banks and credit unions
- Purchase APRPurchase APR12.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Avestar CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Scorecard with Rewards
Rate based on creditworthiness and term of loan. No balance transfer fees, no annual membership fee, 1% on foreign transactions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Revolving term. Rate based on creditworthiness. |
VISA Secured Credit Card
Borrow against the balance in share savings to build or rebuild credit. Rate based on creditworthiness and term of loan. No balance transfer fees, no annual membership fee, 1% on foreign transactions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Revolving term. Borrow against share savings balance. Rate based on creditworthiness. |
Who can join Avestar CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or employed in Columbia, Jefferson, Dane, Dodge, Iowa, or Rock Counties.
Membership information collected October 5, 2026.