Credit union · NCUA insured
Autotruck Financial CU Auto Loan Rates
Top CarrotAutotruck Financial CU auto loans start at 4.49% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Autotruck Financial CU’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Autotruck Financial CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Autotruck Financial CU
4.49%APR
- Terms
- up to 60 months
New Autos, Trucks, Vans (2025-2027 models <20,000 miles)
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
2nd-lowest rate
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
Louisville/Jefferson County Metropolitan Sewer District (MSD) rates
Autotruck Financial CU auto loan score
88
Auto loan score
Higher than 82% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Autotruck Financial CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos, Trucks, Vans (2025-2027 models <20,000 miles)
Final APR is based on applicant's credit score and may vary. Term and amount financed may vary based on vehicle condition and credit history. Financing available for 2025-2027 models with less than 20,000 miles. For older vehicles, contact a Loan Specialist.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.49% | Payment example: $436.43 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 36 months | 4.49% | Payment example: $297.42 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 48 months | 4.49% | Payment example: $227.99 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 60 months | 4.49% | Payment example: $186.38 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 72 months | 4.99% | Payment example: $322.01 based on $20,000. Rates effective August 1, 2026. Fixed rate. |
Sources (2)
All captured Oct 5, 2026
New Motorcycles (2026-2027 models)
Final APR is based on applicant's credit score and may vary. Term and amount financed may vary based on vehicle condition and credit history. Financing available for New 2026-2027 models. For older vehicles, contact a Loan Specialist.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.49% | Payment example: $195.61 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
Sources (1)
- autotruckfcu.org/loan-rates · captured Oct 5, 2026
Used Autos, Trucks, Vans (2020-2024 models)
Final APR is based on applicant's credit score and may vary. Term and amount financed may vary based on vehicle condition and credit history. Financing available for 2020-2024 models. For older vehicles, contact a Loan Specialist.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | Payment example: $438.67 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 36 months | 4.99% | Payment example: $299.66 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 48 months | 4.99% | Payment example: $230.25 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 60 months | 4.99% | Payment example: $188.67 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
| up to 72 months | 5.49% | Payment example: $326.66 based on $20,000. Rates effective August 1, 2026. Fixed rate. |
Sources (2)
All captured Oct 5, 2026
Used Motorcycles (2020-2025 models)
Final APR is based on applicant's credit score and may vary. Term and amount financed may vary based on vehicle condition and credit history. Financing available for Used 2020-2025 models. For older vehicles, contact a Loan Specialist.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.74% | Payment example: $201.52 based on $10,000. Rates effective August 1, 2026. Fixed rate. |
Sources (1)
- autotruckfcu.org/loan-rates · captured Oct 5, 2026
Who can join Autotruck Financial CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in designated Kentucky counties: Allen, Barren, Breckinridge, Bullitt, Butler, Edmonson, Grayson, Hardin, Hart, Henry, Jefferson, LaRue, Logan, Marion, Meade, Metcalfe, Monroe, Nelson, Oldham, Shelby, Simpson, Spencer, Trimble, Warren, or Washington.
Family and household
- Immediate family members of individuals eligible through the 25 specified Kentucky counties are eligible for membership regardless of their residency.
Membership information collected October 4, 2026.