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Credit union · NCUA insured

Austin Telco Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

Austin Telco Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Austin Telco Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Austin, TX, where Austin Telco Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    Austin Telco Federal Credit Union

    9.90%APR

    Visa® Credit Card

  • Top Carrot, Carrot Score 95

    Lowest rate

    Government Employees FCU

    6.99%APR

    Government Employees FCU rates

  • Top Carrot, Carrot Score 92

    2nd-lowest rate

    PECU

    7.99%APR

    PECU rates

Compare credit card rates near you →

Austin Telco Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Austin Telco Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Austin Telco Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, attend school, or volunteer in Travis, Williamson, Hays, Bastrop, Caldwell, or Burnet County are eligible for membership.

Family and household

  • Immediate relatives of eligible individuals are eligible to join.

Other ways

  • Organizations associated with eligible individuals are eligible to join.

Cost to join

  • A $5 deposit representing a share in the cooperative is required into a Regular Savings Account and must remain as a $5 minimum balance to keep membership open.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Austin Telco Federal Credit Union overview