Credit union · NCUA insured
Atlantic Health Employees Federal Credit Union Auto Loan Rates
Atlantic Health Employees Federal Credit Union auto loans start at 5.75% APR for a new vehicle and 6.25% for a used one. Rates checked October 22, 2026.
How Atlantic Health Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Atlantic Health Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Atlantic Health Employees Federal Credit Union
5.75%APR
- Terms
- 37–60 months
- Discount
- None included
New Car Loan
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Atlantic Health Employees Federal Credit Union auto loan score
65
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Atlantic Health Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loan
Rates are based on credit review and subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.50% | Starting APR; rates based on credit review. |
| 37–60 months | 5.75% | Starting APR; rates based on credit review. |
| 61–72 months | 6.00% | Starting APR; rates based on credit review. |
| 73–84 months | 6.25% | Starting APR; rates based on credit review. |
Used Car Loan (2018 & Older)
For vehicle model years 2018 & Older. Rates are based on credit review and subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.00% | Starting APR; rates based on credit review. |
Sources (1)
- ahefcu.org/rates · captured Oct 7, 2026
Used Car Loan (2019-2021)
For vehicle model years 2019-2021. Rates are based on credit review and subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.00% | Starting APR; rates based on credit review. |
| 37–60 months | 7.25% | Starting APR; rates based on credit review. |
| 61–72 months | 7.50% | Starting APR; rates based on credit review. |
Sources (1)
- ahefcu.org/rates · captured Oct 7, 2026
Used Car Loan (2022-2025)
For vehicle model years 2022-2025. Rates are based on credit review and subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.00% | Starting APR; rates based on credit review. |
| 37–60 months | 6.25% | Starting APR; rates based on credit review. |
| 61–72 months | 6.50% | Starting APR; rates based on credit review. |
Who can join Atlantic Health Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, medical staff, doctors, nurses, technicians, and volunteers of Atlantic Health working at specified locations/entities are eligible for membership.
Family and household
- Immediate family members (including spouses, children, siblings, parents, grandparents, stepchildren, stepparents, stepsiblings, and adopted children) are eligible for membership.
Membership information collected October 5, 2026.