Credit union · NCUA insured
Arsenal Credit Union Savings Rates
Top CarrotArsenal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 30, 2026.
How Arsenal Credit Union’s savings rates compare
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This credit union’s best
Arsenal Credit Union
1.00%APY
- Earns on $10,000 a year
- $100
Money Market Account
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Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
Interest is paid on balances of $2,500 or more. If the minimum balance requirement isn't met, you won't be charged a service fee. Open a money market account online.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Compounding Frequency: Monthly | 0.95% | — | Compounding Frequency: Monthly |
| $10,000 – $24,999Compounding Frequency: Monthly | 1.00% | $100 | Compounding Frequency: Monthly |
| $25,000 – $49,999Compounding Frequency: Monthly | 1.15% | — | Compounding Frequency: Monthly |
| $50,000 – $99,999Compounding Frequency: Monthly | 1.25% | — | Compounding Frequency: Monthly |
| $100,000 and upCompounding Frequency: Monthly | 1.35% | — | Compounding Frequency: Monthly |
Sources (1)
- arsenalcu.com/personal/accounts/personal-savings · captured Oct 30, 2026
Arsenal Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.35%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Who can join Arsenal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work, or small businesses located, in served counties and select ZIP codes in Missouri and Illinois.
Employers and groups
- Membership is open to members of select local labor organizations (BCTGM Local 4, CWA 4217, Iron Workers Local 396, SEIU Healthcare Illinois, UFCW Local 534).
- Membership is open to individuals involved in the local real-estate industry (agents, appraisers, brokers, real-estate company employees in MO/IL, and real-estate association members).
Military, government and schools
- Membership is open to retired employees of the Department of Defense and Department of Veterans Affairs residing in the St. Louis area.
- Membership is open to federal government workers, postal employees, and individuals working for the Coast Guard or National Guard in the St. Louis area.
- Membership is open to employees of the National Geospatial-Intelligence Agency (NGA), the local VA, or contractor companies of either.
2 more ways to join
Military, government and schools
- All VA beneficiaries are eligible to open an account when setting up direct deposit through the Veterans Benefits Banking Program.
Family and household
- Membership is open to family members (parent, grandparent, sibling, child, grandchild, spouse, aunt, uncle, niece, nephew, first cousin, or legal guardian, including steps, in-laws, and adoptive relationships) of individuals eligible based on where they live or work.
Cost to join
- A $5.00 minimum deposit in a savings account is required to establish membership.
Membership information collected October 4, 2026.