Credit union · NCUA insured
Armco Credit Union Savings Rates
Armco Credit Union’s best savings rate is 0.60% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How Armco Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Armco Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Armco Credit Union
0.60%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $60
Savings Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Armco Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Armco Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
0.60%APY
$5 minimum balance. Tiered interest rate structure.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.60% | $60 |
| $10,000 – $25,000 | 0.85% | — |
| $25,000 – $50,000 | 1.00% | — |
| Over $50,000 | 1.26% | — |
Special-purpose accounts
IRA Savings
0.60%APY
Traditional and Roth IRA savings options available. Allows monthly deposits. In 2026, you can invest up to $7,500 a year ($8,600 if over age 50). Subject to IRS contribution limits and withdrawal rules.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.60% | $60 |
| $10,000 – $25,000 | 0.85% | — |
| $25,000 – $50,000 | 1.00% | — |
| Over $50,000 | 1.26% | — |
Youth Savings Account
0.60%APY
Requires a joint parent/guardian on the account and child membership. No maintenance fees. $5 minimum balance. Offers financial literacy reward bonus programs (Cub Account for ages 7 & under, Banzai programs for ages 8-17).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. | 0.60% | $60 | Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. |
| $10,000 – $25,000Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. | 0.85% | — | Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. |
| $25,000 – $50,000Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. | 1.00% | — | Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. |
| Over $50,000Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. | 1.26% | — | Earns the same tiered interest rates as the adult savings account. Dividend compounded monthly, credited monthly on average end of day balance. |
Sources (4)
- armcocu.com/youth-accounts
- armcocu.com/youth-savings
- armcocu.com/c-rates
- armcocu.com/wp-content/uploads…026_Rate-Sheet_212-B.pdf
All captured Oct 6, 2026
Christmas Club
0.60%APY
Deposits automatically transferred to Armco CU Savings or Checking account on October 15th each year. $10 penalty for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Subject to penalty for early withdrawal. Rate applies to balance $0.01 and above.Over $0 | 0.60% | $60 | Subject to penalty for early withdrawal. Rate applies to balance $0.01 and above. |
Sources (3)
- armcocu.com/christmas-club
- armcocu.com/c-rates
- armcocu.com/wp-content/uploads…026_Rate-Sheet_212-B.pdf
All captured Oct 6, 2026
Who can join Armco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Corry, PA as well as portions of Crawford County, Erie County, Forest County, and Warren County.
Employers and groups
- Membership is open to any active employee, retiree, widow, or widower of one of the credit union's Sponsor Organizations.
Family and household
- Membership is open to immediate family members (spouse, parent, child, sibling, grandparent, or grandchild) of a current or potential Armco CU member, and persons living within the same residence and maintaining a single economic unit with a current or eligible member.
Other ways
- Former Armco CU members are eligible to rejoin.
Cost to join
- An initial deposit of $5 into a savings account is required to join Armco Credit Union.
- A one-time membership fee of $1 is required to join Armco Credit Union.
Membership information collected October 5, 2026.