Credit union · NCUA insured
Arizona Financial Credit Union Credit Card Rates
Arizona Financial Credit Union credit cards start at 11.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Arizona Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where Arizona Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Arizona Financial Credit Union
11.24%APR
- Up to
- —
Visa Platinum Credit Card
Lowest rate
Pinal County FCU
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
AERO Financial
7.92%APR
- Up to
- 12.84% APR
Arizona Financial Credit Union credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arizona Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.24% | None | Variable rate. APR shown is the lowest available rate; actual APR may be higher depending on factors including borrower's credit history. |
Sources (2)
All captured Oct 7, 2026
Visa Secured Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | APR shown is the lowest available rate; actual APR may be higher depending on factors including borrower's credit history. Requires a refundable security deposit of at least $525 to determine the credit line (credit line is deposit minus 5%). |
Sources (2)
All captured Oct 7, 2026
Visa Signature Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Fixed rate. APR shown is the lowest available rate; actual APR may be higher depending on factors including borrower's credit history. |
Sources (2)
All captured Oct 7, 2026
Who can join Arizona Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or regularly conduct business in Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai, or Yuma County are eligible for membership.
Family and household
- Individuals who are family or household members of an existing Arizona Financial member are eligible for membership.
Other ways
- Individuals can become eligible for membership by making a donation of at least $15 to Local First Arizona.
Membership information collected October 4, 2026.