Credit union · NCUA insured
Arise Financial Auto Loan Rates
Top CarrotArise Financial auto loans start at 5.79% APR for a new vehicle and 5.79% for a used one. Rates checked October 15, 2026.
How Arise Financial’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Arise Financial has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Arise Financial
5.79%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Arise Financial auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.79%
- Used vehicleUsed5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arise Financial ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
We will finance up to 100% of purchase price, plus warranties and sales tax on new vehicles. Up to 100% of NADA retail on used vehicles. Rates shown represent lowest rates currently available, and are for qualified applicants based on approved credit. More rates are available, based on member's credit history. No application fees. No pre-payment penalties. Refinancing options available.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.79% | Model years 2023-2027 (New & Used). Estimated payment of $23.39 per $1,000. |
| up to 60 months | 5.79% | Model years 2023-2027 (New & Used). Estimated payment of $19.24 per $1,000. |
| up to 72 months | 5.89% | Model years 2023-2027 (New & Used). Estimated payment of $16.52 per $1,000. |
| up to 48 months | 5.84% | Model years 2019-2020. Estimated payment of $23.41 per $1,000. |
| up to 60 months | 5.84% | Model years 2019-2020. Estimated payment of $19.26 per $1,000. |
| up to 48 months | 6.04% | Model years 2017-2018. Estimated payment of $23.50 per $1,000. |
| up to 60 months | 6.04% | Model years 2017-2018. Estimated payment of $19.35 per $1,000. |
| up to 48 months | 6.64% | Model years 2015-2016. Estimated payment of $23.78 per $1,000. |
| — | 5.79% | — |
Sources (3)
All captured Oct 15, 2026
Motorcycle Loans
Rates shown represent lowest rates currently available, and are for qualified applicants based on approved credit. More rates are available, based on member's credit history. 100% financing for qualified applicants. Repayment periods up to 48 months. No application fees. No pre-payment penalties. Refinancing options available.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.50% | Motorcycle - New. Estimated payment of $24.65 per $1,000. |
| up to 60 months | 8.50% | Motorcycle - New. Estimated payment of $20.52 per $1,000. |
| up to 48 months | 9.50% | Motorcycle - Used. Estimated payment of $25.12 per $1,000. |
| up to 60 months | 9.50% | Motorcycle - Used. Estimated payment of $21.00 per $1,000. |
Sources (2)
All captured Oct 15, 2026
Who can join Arise Financial
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.