Credit union · NCUA insured
Arbuckle Federal Credit Union Auto Loan Rates
Arbuckle Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How Arbuckle Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Ada, OK, where Arbuckle Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Arbuckle Federal Credit Union
5.99%APR
- Terms
- 67–72 months
New & Used Autos
Lowest rate
Communication Federal Credit Union
5.49%APR
- Terms
- up to 66 months
3rd-lowest rate
Tinker Federal Credit Union
5.99%APR
- Terms
- 67–72 months
Arbuckle Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arbuckle Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Autos
Rate based on creditworthiness and term of loan. Membership eligibility required. Available across 7 Oklahoma counties. Rate matching available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | Model years 2024 - 2026 |
| 37–66 months | 5.99% | Model years 2024 - 2026 |
| 67–72 months | 5.99% | Model years 2024 - 2026 |
| 73–84 months | 5.99% | Model years 2024 - 2026 |
| 37–66 months | 6.74% | Model years 2021 - 2023 |
| 67–72 months | 6.99% | Model years 2021 - 2023 |
| 73–84 months | 7.49% | Model years 2021 - 2023 |
| 37–48 months | 6.99% | Model years 2019 - 2020 |
| 49–60 months | 7.24% | Model years 2019 - 2020 |
| 61–72 months | 7.74% | Model years 2019 - 2020 |
| up to 24 months | 5.99% | Model years 2017 - 2018 |
| 25–36 months | 7.24% | Model years 2017 - 2018 |
| 37–48 months | 7.49% | Model years 2017 - 2018 |
| 49–60 months | 7.99% | Model years 2017 - 2018 |
| 25–36 months | 7.49% | Model years 2010 - 2016, by approval |
| 37–48 months | 7.74% | Model years 2010 - 2016, by approval |
Who can join Arbuckle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, persons who participate in programs to alleviate poverty or distress or participate in associations headquartered in, and businesses and other legal entities located in Pontotoc, Coal, Hughes, Seminole, Johnston, Murray, or Garvin County, Oklahoma.
Employers and groups
- Organizations made up of eligible persons are eligible for membership.
Family and household
- Immediate family members or household members of eligible individuals are eligible for membership.
- Spouses of individuals who were eligible for membership at the time of their passing are eligible for membership.
Other ways
- Volunteers actively serving in our community are eligible for membership.
Cost to join
- Joining requires opening a savings account with a minimum balance/deposit of $5.00.
Membership information collected October 4, 2026.