Credit union · NCUA insured
Arapahoe Credit Union Credit Card Rates
Arapahoe Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Arapahoe Credit Union’s credit card rates compare
Compared with banks and credit unions near Denver, CO, where Arapahoe Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Arapahoe Credit Union
9.90%APR
Platinum Card
Lowest rate
SPACE AGE
7.00%APR
2nd-lowest rate
Horizons North Credit Union
7.99%APR
Arapahoe Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arapahoe Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder
Non-variable rate secured card to build/repair credit. Limit secured against a savings account starting at $300. No annual, cash-advance, balance transfer, or conversion fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.90% | None | Revolving term. Non-variable rate. Credit limit secured against savings account starting at $300. No annual, cash advance, balance transfer, or conversion fees. |
Sources (2)
All captured Oct 4, 2026
Platinum Card
Fixed rate credit card with no annual fees, cash advance fees, balance transfer fees, international conversion fees, or over-limit fees. Rates determined by credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Platinum Card Tier 1. Revolving term. Fixed rate. No annual, cash advance, balance transfer, or foreign transaction fees. |
| Ongoing | 12.90% | None | Platinum Card Tier 2. Revolving term. Fixed rate. No annual, cash advance, balance transfer, or foreign transaction fees. |
Sources (2)
All captured Oct 4, 2026
Share Secured
Share secured credit card. No cash-advance, balance transfer, or currency conversion fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.90% | None | Revolving term. No cash advance, balance transfer, or currency conversion fees. |
Sources (1)
- arapahoecu.org/creditunion/support/rates.html · captured Oct 4, 2026
Student Secured
Non-variable rate card for students/young adults to build credit. Credit limit secured against savings account starting at $300. No annual, cash-advance, balance transfer, or conversion fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.90% | None | Revolving term. Non-variable rate. Credit limit secured against savings account starting at $300. No annual, cash advance, balance transfer, or conversion fees. |
Sources (2)
All captured Oct 4, 2026
Who can join Arapahoe Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.