Bank · FDIC insured
American State Bank Savings Rates
A $1.4B bank headquartered in Sioux Center, IA, with 11 branches in 2 states.
How American State Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where American State Bank has the most branches. $10,000, best rate first.
This bank’s best
American State Bank
1.90%APY
- Minimum
- $200,000
- Earns on $10,000 a year
- —
Money Market
Top rate
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.90%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200,000 and upTo obtain the advertised APY a minimum balance of $200,000 is required. The rate may vary. Fees may reduce earnings.$200,000 and up | 1.90% | — | To obtain the advertised APY a minimum balance of $200,000 is required. The rate may vary. Fees may reduce earnings. |
Sources (1)
- myasb.bank/en-lm/personal/bank/savings/money-market.html · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.