Bank · FDIC insured
American State Bank
A $1.4B bank headquartered in Sioux Center, IA, with 11 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—1.90%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About American State Bank
American State Bank was originally chartered as Hospers Savings Bank in 1913 before moving its charter to Sioux Center, Iowa, and adopting its current name in 1973.
A part of holding company Ambank Company, Inc., the bank merged with Community Bank in 2015.
Today, the institution provides financial services to 12 communities and the surrounding area across Iowa and South Dakota.
- Headquarters
- 525 N Main Ave, Sioux Center, IA 51250
- FDIC certificate
- 228 ↗
Branches
11 branches in 2 states
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Iowa
10 branches
Sioux Center area · 4
- American State BankMain office525 N Main Ave, Sioux Center, IA 51250Directions
- Sioux Center Branch18 6th St Nw, Sioux Center, IA 51250Directions
- Sioux Center South Branch16 20th Street Se, Sioux Center, IA 51250Directions
- Sioux Center Trust Department Building Branch675 N Main Ave, Sioux Center, IA 51250Directions
Alton area · 1
- Alton Branch208 10th St, Alton, IA 51003Directions
Alvord area · 1
- Alvord Branch212 N Main St, Alvord, IA 51230Directions
Granville area · 1
- Granville Branch741 Broad St, Granville, IA 51022Directions
Hospers area · 1
- Hospers Branch100 2nd Ave N, Hospers, IA 51238Directions
Hull area · 1
- Hull Branch624 Main St, Hull, IA 51239Directions
Orange City area · 1
- Orange City Branch901 8th St Se, Orange City, IA 51041Directions
South Dakota
1 branch
- Cliff Ave Branch1201 E Cliff Pl, Sioux Falls, SD 57108Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.81% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.65% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.51% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $111 | $88 | — |
- CapitalLeverage ratio10.81%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.51%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$111Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of American State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.