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Credit union · NCUA insured

America First Credit Union Credit Card Rates

Top Carrot, Carrot Score 99Top Carrot

America First Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How America First Credit Union’s credit card rates compare

Compared with banks and credit unions near Salt Lake City, UT, where America First Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 99

    This credit union’s lowest

    America First Credit Union

    11.74%APR

    Up to
    —

    Low Rate Platinum Card

  • Top Carrot, Carrot Score 99

    Lowest rate

    Deseret First Credit Union

    8.90%APR

    Up to
    —

    Deseret First Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    Ridgeline Credit Union

    8.90%APR

    Up to
    18.00% APR

    Ridgeline Credit Union rates

Compare credit card rates near you →

America First Credit Union credit card score

75

Credit card score

Higher than 38% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.74%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where America First Credit Union ranks

By credit card score, in each area where it has branches

And 17 more areas →

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join America First Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← America First Credit Union overview