Credit union · NCUA insured
Altonized Community FCU Auto Loan Rates
Altonized Community FCU auto loans start at 4.99% APR for a new vehicle. Rates checked October 16, 2026.
How Altonized Community FCU’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Altonized Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Altonized Community FCU
4.99%APR
- Terms
- up to 66 months
- Up to
- —
New & Used Automobiles
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Terms
- —
- Up to
- 12.25% APR
2nd-lowest rate
First Missouri Credit Union
3.99%APR
- Terms
- —
- Up to
- —
Altonized Community FCU auto loan score
76
Auto loan score
Higher than 41% of U.S. banks and credit unions
- New vehicleNew4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Altonized Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Automobiles
$5.00 application fee when applying for a loan. Rates subject to change. Rates based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | — |
| up to 36 months | 4.99% | — |
| up to 48 months | 4.99% | — |
| up to 66 months | 4.99% | Applies to new vehicles only. |
| up to 72 months | 5.49% | Applies to new vehicles only. |
Sources (1)
- altonizedfcu.org/loans · captured Oct 6, 2026
Who can join Altonized Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living, working, worshipping or attending school in Madison and Macoupin County is eligible for membership.
Employers and groups
- Any business or legal entity in Madison and Macoupin County is eligible for membership.
- Anyone who volunteers in Madison and Macoupin County is eligible for membership.
Family and household
- Immediate family and household of current members are eligible for membership.
- Any organization of family and household is eligible for membership.
Membership information collected October 5, 2026.