Skip to content

Credit union · NCUA insured

AltaOne Federal Credit Union Credit Card Rates

AltaOne Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How AltaOne Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Bakersfield, CA, where AltaOne Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

Compare credit card rates near you →

AltaOne Federal Credit Union credit card score

77

Credit card score

Higher than 44% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR10.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where AltaOne Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join AltaOne Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, volunteer, or attend school in Kern, Inyo, Mono, and northern San Bernardino counties are eligible for membership.

Employers and groups

  • Businesses in Kern, Inyo, Mono, and northern San Bernardino counties can join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← AltaOne Federal Credit Union overview