Credit union · NCUA insured
Altana Federal Credit Union Auto Loan Rates
Top CarrotAltana Federal Credit Union auto loans start at 5.54% APR for a new vehicle and 5.79% for a used one. Rates checked October 22, 2026.
How Altana Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Billings, MT, where Altana Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Altana Federal Credit Union
5.54%APR
- Terms
- up to 84 months
- Discount
- None included
Vehicle Loans
Lowest rate
Billings Federal Credit Union
2.49%APR
- Terms
- up to 84 months
- Discount
- None included
2nd-lowest rate
Black Hills Federal Credit Union
4.74%APR
- Terms
- —
- Discount
- Included in the rate
Altana Federal Credit Union auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.54%
- Used vehicleUsed5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Altana Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle/Cargo/Horse Trailer Loans
Rates determined on approved credit. Subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 8.24% | New (2020 – 2026). Rate stated as as low as 8.24% for 60 mos. Maximum term 84 months. |
| up to 84 months | 9.24% | Used (2019 or older). Rate stated as as low as 9.24% for 60 mos. Maximum term 84 months. |
Sources (1)
- altanafcu.org/rates · captured Oct 15, 2026
Vehicle Loans
Rates determined on approved credit. Subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.54% | New (2023 – 2026) vehicles. Rate stated as as low as 5.54% for 60 mos. Maximum term 84 months. |
| up to 72 months | 5.79% | Used (2019 – 2022) vehicles. Rate stated as as low as 5.79% for 60 mos. Maximum term 72 months. |
| up to 60 months | 7.04% | Older (2018 or older) vehicles. Rate stated as as low as 7.04% for 60 mos. Maximum term 60 months. |
Who can join Altana Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in 40 Montana counties or 9 Wyoming counties are eligible for membership.
Family and household
- Relatives of an Altana member are eligible for membership.
Cost to join
- To join and belong to the cooperative, members must open and maintain a member savings account with a minimum deposit and balance of $25 ($5 for ages 0-11).
Membership information collected October 4, 2026.