Credit union · NCUA insured
Alltru Credit Union Credit Card Rates
Alltru Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Alltru Credit Union’s credit card rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Alltru Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Alltru Credit Union
11.49%APR
- Up to
- —
Premier Rate Visa
Lowest rate
FRB Federal Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
Alltru Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alltru Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Blue Secured Visa
Secured by funds in account to help rebuild credit. Every Alltru Visa card includes free Visa credit card app, contactless payments, zero fraud liability protection, and free roadside dispatch.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable rate as low as 18.00% APR. Secured by funds in account. |
Sources (3)
- alltrucu.org/loans-credit-cards/visa-credit-cards
- alltrucu.org/loans-credit-card…redit-cards/secured-visa
- alltrucu.org/rates
All captured Oct 16, 2026
Premier Rate Visa
Every Alltru Visa card includes free Visa credit card app, contactless payments, zero fraud liability protection, and free roadside dispatch.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Variable rate as low as 11.49% APR. No annual fees. |
| Intro, 12 months | 4.99% | None | Special intro rate on new credit cards and for new credit card balance transfers only for 12 months. After 12 months, the APR will be a variable rate based on the Prime Rate (maximum rate 18.00% APR). Cardholder will receive a 45-day notice of the rate change prior to the end of 12 months. |
Sources (3)
- alltrucu.org/loans-credit-cards/visa-credit-cards
- alltrucu.org/loans-credit-card…edit-cards/low-rate-visa
- alltrucu.org/rates
All captured Oct 16, 2026
Signature Rewards Visa
Every Alltru Visa card includes free Visa credit card app, contactless payments, zero fraud liability protection, and free roadside dispatch.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49% | None | Variable rate as low as 13.49% APR. No annual fees. |
| Intro, 12 months | 4.99% | None | Special intro rate on new credit cards and for new credit card balance transfers only for 12 months. After 12 months, the APR will be a variable rate based on the Prime Rate (maximum rate 18.00% APR). Cardholder will receive a 45-day notice of the rate change prior to the end of 12 months. |
Sources (3)
- alltrucu.org/loans-credit-cards/visa-credit-cards
- alltrucu.org/loans-credit-card…redit-cards/rewards-visa
- alltrucu.org/rates
All captured Oct 16, 2026
Who can join Alltru Credit Union
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