Credit union · NCUA insured
Alliance Catholic Credit Union Auto Loan Rates
Alliance Catholic Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Alliance Catholic Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Alliance Catholic Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Alliance Catholic Credit Union
5.24%APR
- Terms
- 49–60 months
- Discount
- None included
Auto Loans 2023 & Newer
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Alliance Catholic Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alliance Catholic Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans 2018 & Older
APR as low as based on member's credit profile (for members with excellent credit). All loans subject to approval and membership eligibility. Refinances must be from another institution; existing ACCU loans ineligible for promotional rates. Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.74% | Monthly payment per $1000 is $23.83. |
| 49–60 months | 7.24% | Monthly payment per $1000 is $19.92. |
Sources (1)
- allianceccu.com/borrow/loan-rates · captured Oct 5, 2026
Auto Loans 2019-2022
APR as low as based on member's credit profile (for members with excellent credit). All loans subject to approval and membership eligibility. Refinances must be from another institution; existing ACCU loans ineligible for promotional rates. Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.24% | Monthly payment per $1000 is $23.15. |
| 49–60 months | 5.49% | Monthly payment per $1000 is $19.10. |
| 61–72 months | 5.74% | Monthly payment per $1000 is $16.46. |
| 73–84 months | 6.49% | Monthly payment per $1000 is $14.85. |
Sources (1)
- allianceccu.com/borrow/loan-rates · captured Oct 5, 2026
Auto Loans 2023 & Newer
APR as low as based on member's credit profile (for members with excellent credit). All loans subject to approval and membership eligibility. Refinances must be from another institution; existing ACCU loans ineligible for promotional rates. Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Monthly payment per $1000 is $23.02. |
| 49–60 months | 5.24% | Monthly payment per $1000 is $18.99. |
| 61–72 months | 5.49% | Monthly payment per $1000 is $16.34. |
| 73–84 months | 5.99% | Monthly payment per $1000 is $14.61. |
| 85–96 months | 6.74% | Requires minimum loan amount of $50,000. Monthly payment per $1000 is $13.51. |
| 97–120 months | 7.74% | Requires minimum loan amount of $70,000. Monthly payment per $1000 is $12.00. |
Sources (1)
- allianceccu.com/borrow/loan-rates · captured Oct 5, 2026
Classic / Special Interest Vehicles
APR as low as based on member's credit profile (for members with excellent credit). All loans subject to approval and membership eligibility. Refinances must be from another institution; existing ACCU loans ineligible for promotional rates. Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.24% | Monthly payment per $1000 is $14.73. |
| 85–144 months | 7.24% | Requires minimum loan amount of $50,000. Monthly payment per $1000 is $10.42. |
| 145–180 months | 8.24% | Requires minimum loan amount of $70,000. Monthly payment per $1000 is $9.70. |
Sources (1)
- allianceccu.com/borrow/loan-rates · captured Oct 5, 2026
Who can join Alliance Catholic Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Other ways
- Membership is open to people who live, work, worship, and study at Catholic schools, parishes, and organizations.
Membership information collected October 5, 2026.