Credit union · NCUA insured
Allegiance Credit Union Savings Rates
Allegiance Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Allegiance Credit Union’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Allegiance Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Allegiance Credit Union
0.15%APY
- Minimum
- $5
- Earns on $10,000 a year
- $15
Emergency Savings Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Allegiance Credit Union savings score
68
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Allegiance Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.15%APY
$2,000 minimum balance must be maintained to earn dividends. Dividends are paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $9,999$2,000 minimum balance must be maintained to earn dividends. | 0.10% | — | $2,000 minimum balance must be maintained to earn dividends. |
| $10,000 – $24,999$2,000 minimum balance must be maintained to earn dividends. | 0.15% | $15 | $2,000 minimum balance must be maintained to earn dividends. |
| $25,000 – $49,999$2,000 minimum balance must be maintained to earn dividends. | 0.20% | — | $2,000 minimum balance must be maintained to earn dividends. |
| $50,000 – $99,999$2,000 minimum balance must be maintained to earn dividends. | 0.45% | — | $2,000 minimum balance must be maintained to earn dividends. |
| $100,000 – $199,999$2,000 minimum balance must be maintained to earn dividends. | 0.55% | — | $2,000 minimum balance must be maintained to earn dividends. |
| $200,000 and up$2,000 minimum balance must be maintained to earn dividends. | 0.75% | — | $2,000 minimum balance must be maintained to earn dividends. |
Sources (1)
- allegiancecu.org/money-market-account · captured Sep 18, 2026
Emergency Savings Account
0.15%APY
Can be used as overdraft protection for Checking Account. Tiered rates apply to balance ranges. Dividends paid quarterly on average daily balances of $25 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.10% | — |
| $10,000 – $24,999 | 0.15% | $15 |
| $25,000 – $49,999 | 0.20% | — |
| $50,000 – $99,999 | 0.25% | — |
| $100,000 and up | 0.30% | — |
Sources (2)
All captured Sep 18, 2026
Savings Account
0.05%APY
Establishes membership at Allegiance Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly on average daily balances of $25 or more.Any balance | 0.05% | $5 | Dividends paid quarterly on average daily balances of $25 or more. |
Sources (3)
- allegiancecu.org/membership-agreement
- allegiancecu.org/savings-account
- allegiancecu.org/kids-savings-account
All captured Sep 18, 2026
Special-purpose accounts
IRA Share Savings Account
0.30%APY
Available as Traditional IRA, Roth IRA, or Coverdell Education Savings Account (CESA). Membership at Allegiance Credit Union required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10 minimum to open Traditional or Roth IRA share savings accounts or Coverdell IRA. No setup or annual fee for Coverdell ESA.Any balance | 0.30% | $30 | $10 minimum to open Traditional or Roth IRA share savings accounts or Coverdell IRA. No setup or annual fee for Coverdell ESA. |
Sources (2)
All captured Sep 18, 2026
Kids Savings Account
0.05%APY
For children ages 0 to 13. Requires government-issued ID for parent/guardian and child's social security card. Automatically converts to a regular Savings Account at age 13. Match up to $50 for opening deposits made between August 1-September 30, 2026 for ages 0-17.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly on average daily balances of $25 or more.Any balance | 0.05% | $5 | Dividends paid quarterly on average daily balances of $25 or more. |
Sources (1)
- allegiancecu.org/kids-savings-account · captured Sep 18, 2026
Who can join Allegiance Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.