Bank · FDIC insured
All Capital Bank Savings Rates
All Capital Bank’s best savings rate is 3.50% APY, with its Impact: Consumer Savings, with extra requirements. Rates checked October 15, 2026.
How All Capital Bank’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where All Capital Bank has the most branches. $10,000, best rate first.
This bank’s best
All Capital Bank
3.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $350
Impact: Consumer Savings
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
All Capital Bank savings score
96
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.50%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where All Capital Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Impact: Consumer Savings
3.50%APY
Available to current and retired educators and first responders. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Tier 1: Below $999.99 daily balance. Available to current and retired educators and first responders. | 0.00% | — | Tier 1: Below $999.99 daily balance. Available to current and retired educators and first responders. |
| $1,000 – $250,000Tier 2: $1,000.00–$249,999.99 daily balance. Available to current and retired educators and first responders. | 3.50% | $350 | Tier 2: $1,000.00–$249,999.99 daily balance. Available to current and retired educators and first responders. |
| $250,000 and upTier 3: $250,000.00 or more daily balance. Available to current and retired educators and first responders. | 2.00% | — | Tier 3: $250,000.00 or more daily balance. Available to current and retired educators and first responders. |
Sources (1)
- allcapital.bank/personal-banking · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.