Bank · FDIC insured
All Capital Bank
A $176.1M bank headquartered in Locust Grove, OK, with 2 branches in Oklahoma.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings963.50%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About All Capital Bank
Originally established as the Bank of Locust Grove in 1949, All Capital Bank has served the Locust Grove community in Mayes County, Oklahoma, for nearly 75 years.
- Headquarters
- 210 E Main St, Locust Grove, OK 74352
- FDIC certificate
- 16795 ↗
Branches
2 branches in Oklahoma
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Oklahoma
2 branches
Locust Grove area · 1
- All Capital BankMain office210 E Main St, Locust Grove, OK 74352Directions
Tulsa area · 1
- Broken Arrow Branch4500 W Houston St, Broken Arrow, OK 74012Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.52% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.30% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.88% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $93 | $81 | — |
- CapitalLeverage ratio9.52%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.88%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$93Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of All Capital Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.