Credit union · NCUA insured
AlaTrust Credit Union Credit Card Rates
AlaTrust Credit Union doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How AlaTrust Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where AlaTrust Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
AlaTrust Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
The Platinum Visa Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.99% | None | 4.99% APR on New Purchases for 6 Months (offer valid for new Visa Credit Card Accounts with AlaTrust CU only). Credit limits up to $20,000. 25-day grace period on purchases. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- alatrustcu.com/Banking/Loans/Credit-Cards · captured Oct 22, 2026
Who can join AlaTrust Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.