Credit union · NCUA insured
Affinity Credit Union Credit Card Rates
Affinity Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Affinity Credit Union’s credit card rates compare
Compared with banks and credit unions near Des Moines, IA, where Affinity Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Affinity Credit Union
11.90%APR
- Up to
- —
Platinum MasterCard
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Affinity Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Affinity Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum MasterCard
Qualified credit. Restrictions may apply. Fixed rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Fixed rate. No balance transfer fee. Qualified credit. |
Who can join Affinity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work in Polk, Boone, Story, Marshall, Dallas, Jasper, Madison, Warren, Marion, Adams, Union, Page, Taylor, or Ringgold counties.
Employers and groups
- Eligibility is open to employees of Affinity Credit Union's Select Employee Groups.
Family and household
- Eligibility is open to individuals who have a family member who is an existing member of Affinity Credit Union.
Membership information collected October 4, 2026.