Credit union · NCUA insured
Advantage One Credit Union CD Rates
Advantage One Credit Union’s best CD rate is 4.35% APY on a 10-month share certificate (CD), with extra requirements. Rates checked November 6, 2026.
How Advantage One Credit Union’s 10-month CD compares
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This credit union’s 10-month CD
Advantage One Credit Union
4.35%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $361
Better Together 10-Month Certificate of Deposit
Find the best 10-month CD rates →
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Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Better Together 10-Month Certificate of Deposit
Up to 4.35%APY · 1 term
Limited-time offer available from November 1-30, 2026. Minimum opening deposit $1,000. Federally insured by NCUA. Early withdrawal penalties may apply. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsRelationship promotional rate: Requires having or opening an Advantage Checking account for an additional 0.25% APY bonus. Available November 1-30, 2026. Early withdrawal penalties may apply | 4.35% | $361 |
| 10 monthsStandard promotional rate. Available November 1-30, 2026. Early withdrawal penalties may apply | 4.10% | $341 |
Who can join Advantage One Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who work, worship, or attend school in Michigan are eligible for membership.
Family and household
- Immediate family members of existing AOCU account holders—including stepchildren, stepparents, step siblings, and adopted children—are eligible for membership.
Membership information collected October 5, 2026.