Credit union · NCUA insured
Advantage Financial Federal Credit Union Credit Card Rates
Advantage Financial Federal Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Advantage Financial Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Advantage Financial Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Advantage Financial Federal Credit Union
11.74%APR
- Up to
- 18.00% APR
Preferred Rate Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Advantage Financial Federal Credit Union credit card score
75
Credit card score
Higher than 38% of U.S. banks and credit unions
- Purchase APRPurchase APR11.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Advantage Financial Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Visa Credit Card
Annual fee waived; foreign transaction fee 1% of transaction amount; cash advance fee $1.00; balances and rates depend on creditworthiness; maximum APR capped at 18%
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74%–18.00% | None | Rate formula based on WSJ Prime + 7.49% to WSJ Prime + 16.49%; credit limit up to $20,000 |
Sources (2)
All captured Sep 24, 2026
Preferred Rate Credit Card
Annual fee waived; balance transfer fee waived; rates based on creditworthiness; maximum APR capped at 18%
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.74%–18.00% | None | Rate formula based on WSJ Prime + 3.49% to WSJ Prime + 12.49%; credit limit up to $20,000 |
Sources (2)
All captured Sep 24, 2026
Rewards Visa Credit Card
Annual fee waived; cash advance fee $1.00; rates based on creditworthiness; maximum APR capped at 18%
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74%–18.00% | None | Rate formula based on WSJ Prime + 5.49% to WSJ Prime + 14.49%; credit limit up to $20,000 |
Sources (2)
All captured Sep 24, 2026
Who can join Advantage Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- All individuals who live, work, worship, or go to school in Washington, D.C. are eligible for membership.
Military, government and schools
- Albany Stratton VA Medical Center, Albany, NY employees and contractors are eligible for membership.
- Members of American Legion Fort Orange Post 30 are eligible for membership.
- U.S. Veterans who are members of AmVets serviced at the Albany Stratton VA Medical Center are eligible for membership.
- U.S. Veterans who are members of AmVets serviced at VA Medical Center Brooklyn are eligible for membership.
- Members of Disabled American Veterans Marcelle-Nolan Chapter 158 are eligible for membership.
7 more ways to join
Military, government and schools
- Members of Disabled American Veterans Rev. Frances A. Kelley Chapter 38 are eligible for membership.
- Department of Defense civilian and military personnel at Fort Hamilton, Brooklyn, NY are eligible for membership.
- VA Regional Office, Albany, NY employees and contractors are eligible for membership.
- VA Medical Center Brooklyn, NY employees and contractors are eligible for membership.
- Department of Veterans Affairs (VA) Central Office employees and contractors are eligible for membership.
- VA Philadelphia Regional Benefit Office employees and contractors in Philadelphia, PA are eligible for membership.
Family and household
- Family members of existing Advantage Financial members (including spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, grandparents, domestic partners) and individuals living in the same household are eligible to join.
Membership information collected October 4, 2026.