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Credit union · NCUA insured

Advanced Financial Federal Credit Union Auto Loan Rates

Advanced Financial Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 5.75% for a used one. Rates checked October 4, 2026.

How Advanced Financial Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near New York, NY-NJ, where Advanced Financial Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Advanced Financial Federal Credit Union

    5.25%APR

    Terms
    up to 72 months
    Discount
    None included

    New Vehicle/Motorcycle

  • Lowest rate

    Westchester Schools FCU

    2.90%APR

    Terms
    up to 72 months
    Discount
    None included

    Westchester Schools FCU rates

  • 2nd-lowest rate

    PSFCU

    3.50%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    PSFCU rates

Compare auto loan rates near you →

Advanced Financial Federal Credit Union auto loan score

72

Auto loan score

Higher than 31% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.25%
  • Used vehicleUsed5.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Advanced Financial Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Advanced Financial Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, attends school, or worships in Union and Essex counties, New Jersey.

Employers and groups

  • Businesses, legal entities, or unincorporated organizations of members located in Essex or Union County are eligible for membership.

Family and household

  • Membership is open to immediate family members (spouse, children, parents, siblings, grandparents, grandkids, stepparents, stepchildren, stepsiblings, and adoptive relationships) and household members sharing an address with eligible individuals.

Cost to join

  • A minimum deposit of $5.00 is required to open a Primary Savings account to establish membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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