Bank
Acorns Savings Rates
Acorns’s best savings rate is 3.59% APY, with its Emergency Savings, with extra requirements. Rates checked October 26, 2026.
How Acorns’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Acorns
3.59%APY
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000 a year
- $359
Emergency Savings
Top rate
Service Credit Union
10.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $1,000
2nd-highest rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Emergency Savings
3.59%APY
Banking services provided by nbkc bank, Member FDIC. Requires an Acorns Silver or Gold subscription. Mighty Oak and Emergency Savings banking services provided to Acorns Checking account holders that are U.S. residents over the age of 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAPY is variable and subject to change at our discretion, without prior notice.Any balance | 3.59% | $359 | APY is variable and subject to change at our discretion, without prior notice. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.