Bank · FDIC insured
Academy Bank Credit Card Rates
Academy Bank credit card rates start at 11.75% APR. Rates checked October 16, 2026.
How Academy Bank’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Academy Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Academy Bank
– –
No ongoing APR published
Lowest rate
R-G Federal Credit Union
8.75%APR
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Secured Visa® Credit Card
Subject to credit approval. Requires a Credit Builder Savings Account as collateral with a deposit between $300 and $3,000 (increments of $50). Cannot withdraw funds from savings without closing account and credit card. Free paper transaction statement; linked savings requires eStatements or $4.50 quarterly paper statement fee ($5 mentioned on product page).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 25.99% | None | Your due date is at least 25 days after the close of each billing cycle. Interest charges will not be imposed on new purchases or balance transfers if entire balance is paid in full by due date each month. Cash advance fee is $5.00 or 2% (whichever is greater). |
Visa® Credit Card
Subject to credit approval. Annual Percentage Rate (APR) based on credit history. Credit lines up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | As low as 11.75% variable APR based on credit history. No annual fee. Rate index is Prime Rate (highest Prime Rate in WSJ Money Rates on 25th of each month). |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.