Credit union · Privately insured
Abri Credit Union Credit Card Rates
Abri Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Abri Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Abri Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Abri Credit Union
10.90%APR
- Up to
- 19.90% APR
Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
Abri Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Abri Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
Credit lines from $500 to $25,000. Rate based on primary applicant's credit score. Variable APR determined monthly by adding index (Prime + 3.9%-12.9%) to the Prime Rate. Floor rate is 7% APR. Minimum interest charge is $0.50. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.65%–19.65% | None | Variable APR for purchases based on creditworthiness (Prime + 3.9%-12.9%). |
| Intro, 12 months | 0.00% | None | 0.00% introductory APR on balance transfers for 12 billing cycles (12 months), followed by regular variable APR (10.65%-19.65%). 3.00% balance transfer fee. Minimum $100 transfer to qualify; does not apply to existing Abri CU balances or convenience checks. |
Sources (4)
- abricu.com/home/rates/credit-card
- abricu.com/home/visa/cards
- abricu.com/home/visa/cards/disclosures
- abricu.com/home/visa/cards/platinum
All captured Oct 7, 2026
Platinum Rewards
Credit lines from $500 to $25,000. Rate based on primary applicant's credit score. Variable APR determined monthly by adding index (Prime + 6.9%-15.9%) to the Prime Rate. Floor rate is 10% APR. Minimum interest charge is $0.50. 25-day grace period on purchases. Earn 1 point per dollar of net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65%–22.65% | None | Variable APR for purchases based on creditworthiness (Prime + 6.9%-15.9%). |
| Intro, 12 months | 0.00% | None | 0.00% introductory APR on balance transfers for 12 billing cycles (12 months), followed by regular variable APR (13.65%-22.65%). 3.00% balance transfer fee. Minimum $100 transfer to qualify; does not apply to existing Abri CU balances or convenience checks. |
Sources (4)
- abricu.com/home/rates/credit-card
- abricu.com/home/visa/cards
- abricu.com/home/visa/cards/disclosures
- abricu.com/home/visa/cards/platinum-rewards
All captured Oct 7, 2026
Who can join Abri Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in DuPage, Will, Grundy, or Kendall Counties, or parts of Kane & Cook Counties.
Employers and groups
- Membership is open to employees of over one hundred employer groups.
Family and household
- Membership is open to relatives of Abri Credit Union members.
Cost to join
- Members must maintain an active account with a minimum balance of $5.
Membership information collected October 5, 2026.