Credit union · Privately insured
Abri Credit Union Auto Loan Rates
Abri Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Abri Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Abri Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Abri Credit Union
4.99%APR
- Terms
- 37–60 months
- Up to
- 14.99% APR
- Discount
- None included
New Auto Loans
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Up to
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Abri Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Abri Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinance Loans
Refinance auto loan. Rates based on primary applicant's personal credit history. Maximum loan amount includes tax, title, and license for qualified borrowers. 2019 or older add 2% to rate.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.49%–14.49% | New auto refinance. Rates based on primary applicant's personal credit history. Loan amount has no minimum, $75,000 maximum. 2019 or older add 2% to rate. |
| 37–60 months | 4.99%–14.99% | New auto refinance. Rates based on primary applicant's personal credit history. Loan amount has no minimum, $75,000 maximum. 2019 or older add 2% to rate. |
| 61–72 months | 5.49%–15.49% | New auto refinance. Rates based on primary applicant's personal credit history. Loan amount has no minimum, $75,000 maximum. 2019 or older add 2% to rate. |
| 73–84 months | 5.99%–15.99% | New Automobiles only refinance. Rates based on primary applicant's personal credit history. Loan amount has no minimum, $75,000 maximum. |
| 12–36 months | 4.49%–14.49% | Used auto refinance. Rates based on primary applicant's personal credit history. Loan amount has no minimum, $60,000 maximum. 2019 or older add 2% to rate. |
| 37–60 months | 4.99%–14.99% | Used auto refinance. Rates based on primary applicant's personal credit history. Loan amount has no minimum, $60,000 maximum. 2019 or older add 2% to rate. |
| 61–72 months | 5.49%–15.49% | Used auto refinance. Rates based on primary applicant's personal credit history. Loan amount has no minimum, $60,000 maximum. 2019 or older add 2% to rate. |
Sources (1)
- abricu.com/home/loans/auto/refinance · captured Oct 6, 2026
New Auto Loans
Rates based on primary applicant's personal credit score/history. Maximum loan amount includes tax, title, and license for qualified borrowers. 2019 or older add 2% to rate.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.49%–14.49% | Rates based on primary applicant's personal credit score. Loan amount has no minimum, $85,000 maximum. 2019 or older add 2% to rate. |
| 37–60 months | 4.99%–14.99% | Rates based on primary applicant's personal credit score. Loan amount has no minimum, $85,000 maximum. 2019 or older add 2% to rate. |
| 61–72 months | 5.49%–15.49% | Rates based on primary applicant's personal credit score. Loan amount has no minimum, $85,000 maximum. 2019 or older add 2% to rate. |
| 73–84 months | 5.99%–15.99% | New Automobiles only. Rates based on primary applicant's personal credit score. Loan amount has no minimum, $85,000 maximum. |
Sources (1)
- abricu.com/home/loans/auto · captured Oct 6, 2026
Used Auto Loans
Rates based on primary applicant's personal credit score/history. Maximum loan amount includes tax, title, and license for qualified borrowers. 2019 or older add 2% to rate.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.49%–14.49% | Rates based on primary applicant's personal credit score. Loan amount has no minimum, $70,000 maximum. 2019 or older add 2% to rate. |
| 37–60 months | 4.99%–14.99% | Rates based on primary applicant's personal credit score. Loan amount has no minimum, $70,000 maximum. 2019 or older add 2% to rate. |
| 61–72 months | 5.49%–15.49% | Rates based on primary applicant's personal credit score. Loan amount has no minimum, $70,000 maximum. 2019 or older add 2% to rate. |
Sources (1)
- abricu.com/home/loans/auto · captured Oct 6, 2026
Who can join Abri Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in DuPage, Will, Grundy, or Kendall Counties, or parts of Kane & Cook Counties.
Employers and groups
- Membership is open to employees of over one hundred employer groups.
Family and household
- Membership is open to relatives of Abri Credit Union members.
Cost to join
- Members must maintain an active account with a minimum balance of $5.
Membership information collected October 5, 2026.