Credit union · NCUA insured
1st Liberty Federal Credit Union Auto Loan Rates
Top Carrot1st Liberty Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 22, 2026.
How 1st Liberty Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Great Falls, MT, where 1st Liberty Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
1st Liberty Federal Credit Union
3.99%APR
- Terms
- —
Auto Loans
Lowest rate
Russell Country Federal Credit Union
3.95%APR
- Terms
- 37–60 months
3rd-lowest rate
Family First FCU
3.99%APR
- Terms
- up to 72 months
1st Liberty Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 1st Liberty Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Loans for purchase or refinance of new and used vehicles. Rates, terms, and conditions are subject to change and are based on credit worthiness and qualifications. All loans are subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | Model year 2021 & Newer. Fixed rate. |
| — | 4.99% | Model years 2018 - 2020. Fixed rate. |
| — | 6.99% | Model years 2017 & Older. Fixed rate. |
Sources (1)
- 1stliberty.org/borrow/auto-loans · captured Oct 4, 2026
Who can join 1st Liberty Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.