Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Mount Vernon, WA
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - 2.01%APY$201 a year on $10,000
Requirements
Offer: Required to earn APY. Maintain daily balance of $1,000 to avoid $8 fee.
2.00% interest rate · Effective Sep 21, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly.
Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly.
Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Dividends compounded and paid monthly based on average monthly balance tier; pays entire balance at qualified tier. Minimum opening deposit $1 (waived in branch). No monthly maintenance fee.
Offer: With Spend Plus Checking. Must be tax reporting owner on both accounts.
Qualified rate · No monthly fee · Effective Jan 9, 2026
Rate by balance
Rate by balance for High Yield Plus Savings Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000 2.75% $100,000 – $500,000Tier 3 with Spend Plus Checking. 3.00% Over $500,000 3.50% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Dividends compounded and paid monthly based on average monthly balance tier; pays entire balance at qualified tier. Minimum opening deposit $1 (waived in branch). No monthly maintenance fee.
Offer: Tier 1 with Spend Plus Checking.
Qualified rate · 0.50% interest rate
Rate by balance
Rate by balance for High Yield Plus Savings Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000Tier 2 with Spend Plus Checking. 2.75% $100,000 – $500,000With Spend Plus Checking. Must be tax reporting owner on both accounts. 3.00% Over $500,000Tier 4 with Spend Plus Checking. 3.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compound and credit monthly. Dividends are calculated by the daily balance method. No minimum balance requirement to open.
0.50% interest rate · Effective Apr 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 and up 2.00% Rate checked
More details - North Coast Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.00% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $100 0.00% $100 – $50,000Your amount 0.50% $50,000 – $100,000 0.50% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - North Coast Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.00% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,499 0.00% $2,500 – $10,000 0.10% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.50% $100,000 and up 0.50% Rate checked
More details - Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - Peoples BankPersonal Money MarketPersonal Money Market · $50 min · 0.20%–2.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum daily balance of $10,000 to avoid $10 monthly service charge. Limited to 10 free withdrawals per month; excess withdrawal fee of $5 per withdrawal over limit up to $20/month. Variable tiered rates.
Offer: Rates variable and subject to change after opening. $50 minimum deposit to open. There is no minimum to earn interest. Fees could reduce earnings.
0.20% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 – $99,999 0.70% $100,000 and up 2.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mount Vernon, WA
46 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.09%
- Top 10% from
- 0.88%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mount Vernon, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- WECUCredit union · 2 branches