Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–7 of 7 in Mount Vernon, WA · median 5.64% APR
- 4.34%APRas low as · up to 23.99%
4.34% APR, up to 23.99%
Terms
Rate is based on credit history, term of loan, amount financed, and collateral age. Financing includes tax, license, dealer options, warranty, and insurance products subject to credit qualifications. Loan amounts based on JD Power book prices or dealer invoices for new vehicles. Applicable to new and used cars.
Auto loan score 92 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.22%APRas low as · up to 17.47%
5.22% APR, up to 17.47%
Terms
Rate will vary based on term and creditworthiness.
Auto loan score 80 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as · up to 11.50%
5.50% APR, up to 11.50%
Terms
Save 0.25% when applying online upon approval of credit.
Auto loan score 72 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Rate is as low as 5.99% for new and used vehicles. Rate is based on credit qualifications, loan amount, and loan term.
Auto loan score 66 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 7.65%APRas low as · up to 10.49%with conditions
7.65% APR, up to 10.49%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New (0-3 Years); terms up to 84 months depending on minimum loan amount and age of collateral (not all terms available for vehicles older than 10 years); minimum loan amount as low as $5,000; lowest APR based on establishing automatic payment from checking or savings (add 1% for non-automatic payments); subject to credit approval; evidence of insurance required; sample payment $403.58/month based on $20,000 for 60 months.
Auto loan score 61 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Mount Vernon, WA
7 banks and credit unions · checked Oct 16–22
- Typical
- 5.64%
- Top 10% up to
- 4.87%
- Banks, typical
- 6.24%
- Credit unions, typical
- 5.36%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Mount Vernon, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- WECUCredit union · 2 branches