Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Ridgeland, MS
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 1 branch
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Members Exchange Credit UnionKasasa Saver AccountSavings · $0 min · 0.25%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Checking Account. Kasasa rewards can automatically be transferred into Kasasa Saver.
Offer: Qualifying Kasasa account requirements met
Qualified rate · 1.00% interest rate · Effective Mar 14, 2023
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $25,000Your amount 1.00% Over $25,000 0.25% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - Mutual Credit UnionPremier Money Market AccountPremier Money Market Account · $2,500 min · 0.40%–2.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Tiered rate account. Membership is open to anyone who lives, works, worships, volunteers, or attends school in designated counties and parishes across Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,500 – $150,000Your amount 0.40% $150,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, volunteers, or attends school in designated counties and parishes across Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earn dividends on balances greater than $500.00. Unlimited withdrawals by Teller or ATM.
0.25% interest rate · Effective Dec 31, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open multiple accounts to save for holidays, birthdays, vacations, and more. $10 minimum opening deposit.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 one-time membership fee required to establish share of ownership. $5 monthly service charge is waivable by maintaining a $100 minimum combined balance across all Mutual Credit Union accounts. Competitive dividends earned on average daily balances of $100 or more.
Offer: Dividends earned on average daily balances of $100 or more. $5 monthly service charge waived with $100 combined balance across all accounts.
$5 monthly fee
Rate checked
More details - Members Exchange Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are earned on the average daily balance, compounded and paid quarterly. The account must remain open through the end of the dividend period. No service fee if required minimum balance is maintained.
Offer: Variable rate. Requires minimum earning balance of $2,500.
0.20% interest rate · Effective Mar 14, 2023
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.45% Rate checked
More details - Keesler Federal Credit UnionPrimary Share SavingsSavings · $1 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Keesler Federal Credit UnionAlternate Share SavingsSavings · $0 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Alternate Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Ridgeland, MS
33 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.00%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch