Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–10 results in St. Marys, PA metro · Few institutions in St. Marys, PA metro: choose a wider area in the filters
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Mountain Laurel Federal Credit UnionLaurel Honors Share (Savings)Savings · $0 min · 0.35%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Laurel Honors Share (Savings) tiered account. Dividends calculated on the average daily balance and paid quarterly.
0.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Laurel Honors Share (Savings) Balance APY Up to $2,500 0.35% $2,500 – $15,000Your amount 0.40% $15,000 – $50,000 0.45% Over $50,000 0.50% Rate checked
More details - Mountain Laurel Federal Credit UnionShare (Savings) AccountSavings · $5 min · 0.25%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Primary account required for membership. Open to anyone who lives, works, worships, or attends school in Elk, Cameron, McKean, Warren, Potter, and Forest County, PA. Dividends calculated on the average daily balance and paid quarterly.
Offer: Minimum balance $5.00 to earn dividends.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share (Savings) Account Balance APY Up to $2,500 0.25% $2,500 – $15,000Your amount 0.30% $15,000 – $50,000 0.35% Over $50,000 0.40% Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Low monthly service charge if $100 minimum balance is not maintained. Fees could reduce earnings.
Effective Sep 22, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Marys, PA metro
10 accounts at 4 banks and credit unions · checked Oct 16
- Typical
- 0.20%
- Top 10% from
- 0.76%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.35%
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St. Marys, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mountain Laurel Federal Credit UnionCredit union · 1 branch