Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Ludington, MI metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Filer Credit UnionFiler Loyalty SavingSavings · $0 min · 0.10%–3.04% by balance
Credit union · 1 branch
3.04%APY$304 a year on $10,000with conditionsRequirements
Product: Must be 18 years old or older. Must have Filer Loyalty Checking Account, enroll in e-statements, make a minimum of 10 debit transactions per month (ATM transactions do not count), log into online banking a minimum of 2 times per month, and set up direct deposit/ACH deposit of at least $500 per month. If qualifications are not met, account earns non-qualifying base rate (0.10% APY).
Offer: Base / non-qualifying rate when qualifications are not met.
Qualified rate · No monthly fee · Effective Mar 1, 2025
Rate by balance
Rate by balance for Filer Loyalty Saving Balance APY Any balance 0.10% Up to $100,000Your amount 3.04% Over $100,000 0.10% Rate checked
More details - West Shore BankShoreline Companion SavingsSavings · $50 min · 0.50%–3.00% by balance
Bank · 3 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Must be linked to a Shoreline High Yield Checking or Shoreline Cash Back Checking account in the name of the same customer. Limit of 1 account per social security number.
Offer: Earned when Monthly Qualification Cycle requirements are met in linked Shoreline High Yield or Cash Back Checking (at least 12 debit card purchases, at least 1 ACH credit or payment transaction, and enrolled in eStatements).
Qualified rate · No monthly fee · Effective Feb 24, 2026
Rate by balance
Rate by balance for Shoreline Companion Savings Balance APY Up to $100,000Your amount 3.00% $100,000 and up 0.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Qualifications during Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-Statements, and enrolled in and log into online banking.
Offer: When qualifications in linked checking account are met during Monthly Qualification Cycle.
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Mar 1, 2023
Rate checked
More details - Filer Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.01%–2.02% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Tiered balances apply. Must maintain minimum balance to avoid a $25 monthly fee. Membership eligibility required. Account is insured by NCUA.
Effective Mar 1, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $24,999Your amount 1.01% $25,000 – $99,999 1.26% $100,000 – $249,999 1.51% $250,000 and up 2.02% Rate checked
More details - Safe Harbor Credit UnionTiered Money Market AccountsTiered Money Market Accounts · $2,000 min · 0.75%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Maintain a $2,000 minimum daily balance to obtain the disclosed APY.
Offer: Rate and APY accurate as of September 8, 2026.
No monthly fee · Effective Sep 8, 2026
Rate by balance
Rate by balance for Tiered Money Market Accounts Balance APY $2,000 – $19,999Your amount 0.75% $20,000 – $99,999 1.01% $100,000 and up 1.25% Rate checked
More details - Preferred Credit UnionPreferred Money AccountSavings · $500 min · 0.45%–0.65% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Tiered savings account where interest is computed daily and paid monthly. No monthly service charges.
No monthly fee
Rate by balance
Rate by balance for Preferred Money Account Balance APY $500 – $2,500 0.45% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.60% $50,000 and up 0.65% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership establishing account. Open to anyone who works, lives, worships, or attends school in any county in Michigan, or receives retirement payment and lives in/belongs to a retirement organization in Michigan, or has a family member who is a member.
Offer: Interest calculated daily and posted monthly. Minimum daily balance to maintain account/membership is $5.00.
No monthly fee · Effective Mar 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Add-on account that opens below existing regular share savings account. Up to 5 Sub Shares allowed per membership.
Effective Mar 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: When you join Preferred Credit Union, the first account opened is a savings account. Dividends paid quarterly on balances of $50 and greater.
Offer: Dividends paid quarterly on balances of $50 and greater.
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ludington, MI metro
23 accounts at 6 banks and credit unions · checked Oct 16–22
- Typical
- 0.07%
- Top 10% from
- 3.03%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.33%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches