Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dixon, IL metro
- 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in eStatements. Limit one account per SSN/ITIN.
Offer: Qualifying rate when linked Kasasa checking account qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 3.93% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Limited withdrawals and minimum monthly deposits of $10 are required with this account. Fees may reduce earnings on accounts. Interest will be forfeited if account is closed before accrued interest is posted.
Offer: Minimum balance to earn interest is $100.
0.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Goal Saver Balance APY Up to $100 0.00% $100 – $1,000 1.75% $1,000 – $2,500 2.00% $2,500 – $5,000 2.15% $5,000 – $10,000 2.20% $10,000 – $25,000Your amount 2.25% $25,000 – $100,000 2.40% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Midland States BankMoney Market Account (MMA)Money Market Account (MMA) · $2,500 min · 1.06%–3.25% by balance
Bank · 1 branch
1.38%APY$138 a year on $10,000with conditionsRequirements
Product: $15 monthly service charge is waived with a daily balance of $2,500. Minimum daily balance to earn interest is $0.01.
Offer: Relationship APY requires an eligible Midland High Yield Checking account with at least one common owner. Monthly fee of $15 is waived with a $2,500 daily balance.
Qualified rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $10,000 1.06% $10,000 – $25,000Your amount 1.38% $25,000 – $250,000 3.25% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.25% Rate checked
More details - First State BankFirst Class Money MarketFirst Class Money Market · $2,500 min · 1.00%–2.27% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance. Interest compounded daily, paid monthly. Interest rate subject to change every Wednesday / every other Wednesday. Rates are variable and may change after account is opened. Fees may reduce earnings. A $50 fee will be charged if the account is closed within 90 days.
Offer: Minimum balance to earn APY: $0.00 to $2,499.99. $2,500.00 Minimum To Open. Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance.
1.00% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for First Class Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 and up 2.27% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - NuMark Credit UnionMoney MarketMoney Market · $0 min · 0.30%–3.00% by balance
Credit union · 2 branches
0.85%APY$85 a year on $10,000Requirements
Product: Limited withdrawals (6 free each statement cycle). Fees may reduce earnings. Option of ordering checks.
Offer: Limited withdrawals (6 free each statement cycle). Minimum balance to earn interest is $0.01.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.30% $2,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - Central Bank IllinoisMoney Market SavingsMoney Market Savings · $1,000 min · 0.25%–0.60% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $1,000 average daily balance. Interest compounded and paid monthly on daily balances above $1,000. $1 fee per withdrawal in excess of 3 per month.
Offer: Paid on daily balances between $1,000 and $9,999.99.
0.25% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 and up 0.60% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded and paid semi-annually. Statements released quarterly. $1 fee per withdrawal in excess of 3 per month.
Offer: Avoid the $5 monthly maintenance fee by maintaining a $100 average daily balance or by notifying the bank that you are under age 19 or a not-for-profit organization.
0.25% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - The First National Bank in AmboyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.22% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Rate may change after the account is opened. Fees may reduce earnings. Minimum balance required to obtain the stated APY.
Offer: Daily Balance $2,499.99 or less. Rate may change after account opening.
0.10% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.15% $25,000 – $100,000 0.45% $100,000 – $250,000 0.75% $250,000 – $500,000 1.17% $500,000 – $1,000,000 1.22% $1,000,000 and up 1.22% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. Avoid $3 quarterly service fee by maintaining a $300 minimum average balance; no monthly service fee for customers under 19 or over 62 years old. A $50 fee will be charged if closed within 90 days.
0.15% interest rate · Compounded daily
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees may reduce earnings on accounts. Interest will be forfeited if account is closed before accrued interest is posted.
Offer: Minimum balance to earn interest is $100.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dixon, IL metro
22 accounts at 7 banks and credit unions · checked Sep 25–Oct 16
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.85%
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Dixon, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NuMark Credit UnionCredit union · 2 branches
- First State BankBank · 1 branch