Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Big Rapids, MI metro
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Community First Federal Credit UnionKasasa Saver w/CBSavings · $0 min · 0.05%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash Back checking account.
Offer: Base rate if qualifications are not met.
Qualified rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Kasasa Saver w/CB Balance APY Any balance 0.05% Up to $100,000Your amount 2.00% Over $100,000 0.50% Rate checked
More details - Community First Federal Credit UnionKasasa Saver w/CashSavings · $0 min · 0.05%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash checking account.
Offer: Base rate if qualifications are not met.
Qualified rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Kasasa Saver w/Cash Balance APY Any balance 0.05% Up to $100,000Your amount 2.00% Over $100,000 0.50% Rate checked
More details - Lake-Osceola State BankMoney Market Demand AccountsMoney Market Demand Accounts · $2,500 min · 1.00%–3.56% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: $2,500 minimum balance to open and maintain; tiered rate of interest paid on balances over $2,500; unlimited withdrawals at any LOSB location; pre-authorized withdrawals or transfers limited to six per month per Federal Regulation D.
Offer: Tier applies to balances < $10,000.00; APY based on monthly compounding of interest; interest paid on balances over $2,500.
1.00% interest rate · Effective Aug 14, 2026
Rate by balance
Rate by balance for Money Market Demand Accounts Balance APY Up to $10,000 1.00% $10,000 – $25,000Your amountAPY based on monthly compounding of interest. 1.00% $25,000 – $50,000APY based on monthly compounding of interest. 1.00% $50,000 – $100,000APY based on monthly compounding of interest. 1.00% $100,000 – $250,000APY based on monthly compounding of interest. 1.51% $250,000 – $500,000APY based on monthly compounding of interest. 2.02% $500,000 – $1,000,000APY based on monthly compounding of interest. 2.53% $1,000,000 and upAPY based on monthly compounding of interest. 3.56% Rate checked
More details - Isabella BankMoney Market AccountMoney Market Account · $1,000 min · 0.10%–1.65% by balance
Bank · 5 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rates with direct check writing, free digital banking, and mobile banking. Rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $200,000 1.30% $200,000 and up 1.65% Rate checked
More details - Community First Federal Credit UnionMONEY MARKET DRAFTMONEY MARKET DRAFT · $2,500 min · 0.20%–0.65% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,000Effective Oct 1, 2025
Rate by balance
Rate by balance for MONEY MARKET DRAFT Balance APY $2,500 and up 0.20% $10,000 and upYour amount 0.45% $25,000 and up 0.65% Rate checked
More details - West Michigan Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.00% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered rate account. Once a tier is met, the Interest Rate and APY for that tier apply to the full balance on your account. Dividends compounded and credited monthly. Minimum balance required to open is $2,500. Dividends calculated by average daily balance method.
Offer: Once tier is met, rate applies to the full balance.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.40% $50,000 – $149,999 0.50% $150,000 – $299,999 0.75% $300,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge if balance falls below $100. Interest paid quarterly.
Offer: $5 quarterly service charge if balance falls below $100. APY based on quarterly compounding of interest. Fees may reduce earnings.
0.25% interest rate · Effective Aug 14, 2026
Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.06%–2.17% by balance
Bank · 1 branch
0.12%APY$12 a year on $10,000with conditionsRequirements
Offer: With a Checking Relationship with Independent Bank
Qualified rate · 0.06% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.06% $10,000 – $24,999Your amount 0.12% $25,000 – $49,999 0.50% $50,000 – $99,999 1.11% $100,000 – $249,999 1.61% $250,000 and up 2.17% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends computed on the average daily balance, compounded and credited monthly.
Offer: Minimum opening deposit of $10.00; minimum balance to earn dividends is $5.00.
Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum opening deposit of $1.00; minimum balance to earn dividends is $1.00.
Effective Oct 5, 2026
Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–2.12% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Offer: Without a Checking Relationship with Independent Bank
Qualified rate · 0.01% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.45% $50,000 – $99,999 1.06% $100,000 – $249,999 1.56% $250,000 and up 2.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Maintain a $500 minimum daily balance, combined account statements, or eStatements to avoid a $12 quarterly service fee. Interest is calculated on a daily balance method and compounded/paid quarterly. Minimum balance to earn interest is $0.01.
0.01% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Eagle Savings Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Big Rapids, MI metro
25 accounts at 7 banks and credit unions · checked Oct 15–16
- Typical
- 0.10%
- Top 10% from
- 2.69%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches