Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 526–540 results in New York
- 0.06%APY$6 a year on $10,000
Requirements
Product: Considered the member's share in the credit union and required for membership. $5 minimum deposit to open and join.
Offer: Minimum balance to earn dividends in regular savings is $100.
0.06% interest rate · No monthly fee
Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: $4 monthly fee if average daily balance of $100 or more is not maintained.
0.05% interest rate · $4 monthly fee · Effective Oct 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires living, working, worshipping, attending school, or volunteering in Niagara County. Minimum balance requirement of $5.00 to open. Interest credited quarterly.
Offer: Interest credited quarterly; early withdrawal penalty applies. Rate as of September 30, 2026.
0.05% interest rate
Rate checked
More details - Mid-Hudson Valley Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 12 branches
0.05%APY$5 a year on $10,000Requirements
Product: A low balance fee of $10.00 will be assessed if the average monthly balance is below the minimum required. If balance falls below the minimum stated, the current savings account APY will apply.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 and up 0.05% $10,000 and upYour amount 0.05% $25,000 and up 0.05% $50,000 and up 0.10% $100,000 and up 0.15% $200,000 and up 0.20% $300,000 and up 0.20% $400,000 and up 0.20% $500,000 and up 0.25% Rate checked
More details - Mid-Hudson Valley Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 12 branches
0.05%APY$5 a year on $10,000Requirements
Product: A low balance fee of $10.00 will be assessed if the average monthly balance is below the minimum required. If balance falls below the minimum stated, the current savings account APY will apply.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required (purchase and maintain 1 share of $5.00 par value). Monthly service fee of $0.
Offer: Compounded monthly. Variable rate may change after account is opened. Minimum $100 daily balance to earn APY.
Compounded monthly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required (purchase and maintain 1 share of $5.00 par value). Monthly service fee of $0.
Offer: Variable rate compounded and credited monthly. Daily balance method to calculate dividends. Minimum daily balance of $100.00 required to earn stated APY. $5.00 minimum opening deposit.
0.05% interest rate · No monthly fee · Effective Nov 3, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Entire balance is transferred to another account of yours on or after the day selected and the account remains open. If closed, accrued uncredited dividends are forfeited unless closed within 7 days of opening. No monthly service fees. No minimum balance required to open or maintain.
Offer: Variable rate compounded and credited monthly. Daily balance method to calculate dividends. Minimum daily balance of $100.00 required to earn stated APY.
0.05% interest rate · Effective Nov 3, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain Membership Savings account ($5.00 minimum share).
Offer: Variable rate compounded and credited monthly. Daily balance method to calculate dividends. Minimum daily balance of $100.00 required to earn stated APY. No minimum opening deposit stated.
0.05% interest rate · Effective Nov 3, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available in passbook, paper statement or electronic format. Monthly fee waived with minimum balance requirement.
0.05% interest rate
Rate by balance
Rate by balance for More Yield Savings Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 0.11% $50,000 – $99,999 0.11% $100,000 – $499,999 0.11% $500,000 and up 0.11% Rate checked
More details - Southern Chautauqua Federal Credit UnionMembership Savings AccountSavings · $25 min
Credit union · 9 branches
0.05%APY$5 a year on $10,000Requirements
Product: Share 1 account holding initial $25 deposit throughout membership. Part ownership in financial cooperative.
Offer: $25 Minimum Balance Required.
0.05% interest rate · Effective Oct 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: In order to join NY TEAM FCU, members open and keep a basic savings account with $1 as ownership share. Monthly maintenance fee is FREE. Minimum balance of $2,500.00 to earn dividends.
Offer: Minimum balance to earn dividend is $2,500.00+. $1 opening deposit/share required.
0.05% interest rate · No monthly fee · Effective Oct 30, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum average daily balance of $100 required to earn dividends (waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 applies unless waived.
Offer: $100 min balance for dividends. Monthly fee waived with qualifying criteria.
0.05% interest rate · $5.95 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires membership with The Summit FCU and maintaining payment of one share ($5.00 par value). Monthly Account Maintenance Fee of $5.95 applies, waived if monthly Combined Balance is $2,500+ or member meets other exemptions.
Offer: $5 opening minimum (share value). $100 avg daily balance to earn dividends. Fee waived with qualifying criteria.
0.05% interest rate · $5.95 monthly fee · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches