Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in South Jordan, UT
- Deseret First Credit UnionMission SavingsSavings · $5 min · 0.05%–4.10% by balance
Credit union · 1 branch
4.10%APY$410 a year on $10,000Requirements
Product: Designed for missionary preparation. One free withdrawal every six months. For minors, a parent or guardian can serve as a joint owner. No monthly fees. Opening deposit stated as $5 on p40 and no minimum deposit required on p41.
Offer: Loyalty rate tier for balances $0–$15,000. No monthly fees. Minimum opening deposit $5 per p40 ($0 per p41).
4.02% interest rate · No monthly fee
Rate by balance
Rate by balance for Mission Savings Balance APY Up to $15,000Your amount 4.10% $15,000 and up 0.05% Rate checked
More details - 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - 3.95%APY$395 a year on $10,000
Requirements
Product: Requires $10 minimum monthly automatic deposit. Additional deposits allowed up to $10,000 per month. Limited to $100,000 total in one or multiple dedicated savings accounts. Early withdrawal penalties may apply. Maintenance or activity fees could reduce earnings.
Offer: Requires $10 minimum monthly automatic deposit. Maximum deposit $10,000 per month, up to $100,000 total across accounts. Early-withdrawal penalties may apply. Dividends credited monthly.
3.88% interest rate · Effective Oct 21, 2026
Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Offer: APY as high as 3.70%. Allows withdrawals at any time.
Rate checked
More details - Deseret First Credit UnionMission SavingsSavings · $5 min · 0.05%–3.60% by balance
Credit union · 1 branch
3.60%APY$360 a year on $10,000Requirements
Product: Designed for missionary preparation. One free withdrawal every six months. For minors, a parent or guardian can serve as a joint owner. No monthly fees. Opening deposit stated as $5 on p40 and no minimum deposit required on p41.
Offer: Standard tier for balances $0–$15,000. No monthly fees. Minimum opening deposit $5 per p40 ($0 per p41).
3.54% interest rate · No monthly fee
Rate by balance
Rate by balance for Mission Savings Balance APY Up to $15,000Your amount 3.60% $15,000 and up 0.05% Rate checked
More details - 2.50%APY$250 a year on $10,000intro rate
Requirements
Product: Must be funded completely with new money (funds not currently on deposit with Chartway Credit Union; funds transferred from IRA accounts not eligible). Chartway senior leadership positions (VP and above), Board of Directors, and volunteers are not eligible. Dividends are paid quarterly.
Offer: Must be funded completely with new money; promotional rate effective as of 1/31/24; dividends paid quarterly.
Promotional rate · 2.50% interest rate · Effective Oct 22, 2026
Rate checked
More details - Deseret First Credit UnionPlatinum SavingsSavings · $10,000 min · 0.05%–2.85% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Requires at least one year of DFCU membership, a $10,000 average balance maintained over the past 12 months, and a $10,000 minimum opening deposit. Funds placed with FDIC-insured banks and NCUA-insured credit unions. No withdrawal restrictions.
Offer: Requires 1-year DFCU membership and $10,000 average balance maintained over past 12 months. $10,000 opening deposit required.
0.05% interest rate
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $9,999 0.05% $10,000 – $99,999Your amount 2.00% $100,000 – $1,000,000 2.85% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Goldenwest Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 1.00%–3.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: No minimum balance requirement to open or maintain. Dividend earnings based on tiered balance amounts. Add money at any time. No monthly service fee. Unlimited in-person withdrawals. Federally insured by NCUA.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $4,999 1.00% $5,000 – $24,999Your amount 1.25% $25,000 – $49,999 1.70% $50,000 – $99,999 2.00% $100,000 – $249,999 2.65% $250,000 – $499,999 3.30% $500,000 – $999,999 3.35% $1,000,000 and up 3.75% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Granite Credit UnionMoney MarketMoney Market · $0 min · 0.05%–3.90% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: No monthly fee; no minimum balance to open; dividends compounded and credited monthly based on daily balance formula; deposit rates are variable. Dividend+ Spend Account holders earn a bonus rate on Money Market accounts if an average daily balance of at least $5,000 is maintained in Dividend+.
Offer: Standard rate tier; bonus rate n/a.
Qualified rate · 0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and upBonus rate (+0.55%) with APY of 1.80% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 1.80% $50,000 and upBonus rate (+0.85%) with APY of 2.10% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.10% $100,000 and upBonus rate (+1.25%) with APY of 2.75% (or +1.35% bonus / 2.85% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.75% $250,000 and upBonus rate (+1.50%) with APY of 3.50% (or +1.60% bonus / 3.60% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.50% $500,000 and upBonus rate (+1.65%) with APY of 3.65% (or +1.75% bonus / 3.75% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.65% $1,000,000 and upBonus rate (+1.65%) with APY of 3.90% (or +1.75% bonus / 4.00% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.90% Rate checked
More details - Canyon View Credit UnionHigh Yield SavingsSavings · $0 min · 1.20%–7.00% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000with conditionsRequirements
Product: To qualify for High Yield Savings rates, you must have direct deposits totaling $1,000+ each month and at least 25 debit and/or credit transactions of $5 or greater each month with your Canyon View Account. If qualifications are not met for that month, Primary share rates will be applied. Maximum of one High Yield Savings per account. 7.00% APY available through December 31, 2026.
Offer: Requires monthly direct deposit of $1,000+ and 25+ debit/credit transactions of $5+. Promotional APY available through December 31, 2026.
Qualified rate · 6.77% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 7.00% $2,501 and upYour amountBlended APY ranges from 1.20% to 7.00%. 1.20% Rate checked
More details - Canyon View Credit UnionMoney MarketMoney Market · $0 min · 0.75%–3.85% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: No minimum balance requirement; earn dividends on entire balance. Tiered rates. Fees may reduce earnings.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.75% $5,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.65% $50,000 – $100,000 2.00% $100,000 – $150,000 2.65% $150,000 – $500,000 3.30% $500,000 – $1,000,000 3.45% $1,000,000 and up 3.85% Rate checked
More details - Utah First Credit UnionMoney MarketMoney Market · $0 min · 0.50%–3.90% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.50% $2,000 and upYour amount 1.15% $25,000 and up 2.05% $100,000 and up 2.65% $250,000 and up 3.45% $1,000,000 and up 3.90% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in South Jordan, UT
60 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.05%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.40%
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Salt Lake City, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 29 branches
- Deseret First Credit UnionCredit union · 6 branches
- Cyprus Credit UnionCredit union · 18 branches