Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Top savings rates

Showing 16–27 results in Utica, NY

First Source Federal Credit UnionRegular ShareSavings · $5 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000
First Source Federal Credit UnionSpecial Purpose AccountSavings · $0 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000
Mohawk Valley Federal Credit UnionShare / SavingsSavings · $100 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000
AmeriCU Credit UnionShare SavingsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000
AmeriCU Credit UnionSecured Visa Savings Share AccountsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditions
NBT BankStatement Savings AccountSavings · $25 min
Bank · 1 branch
0.03%APY$3 a year on $10,000
NBT BankeSavings AccountSavings · $100 min
Bank · 1 branch
0.03%APY$3 a year on $10,000

Rate by balance for Share Savings
Balance	APY
Up to $1,000	0.01%
$1,000 – $2,500	0.03%
$2,500 – $5,000	0.05%
$5,000 and upYour amount	0.10%

Rate by balance for Secured Visa Savings Share Accounts
Balance	APY
Up to $1,000	0.01%
$1,000 – $2,500	0.03%
$2,500 – $5,000	0.05%
$5,000 and upYour amount	0.10%

Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance

Bank · 1 branch

0.03%APY$3 a year on $10,000

Requirements

Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).

Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.

Effective Sep 25, 2026

Rate by balance

Rate by balance for Citizens Private Client® Money Market
Balance	APY
Up to $9,999	0.03%
$10,000 – $24,999Your amount	0.03%
$25,000 – $49,999	3.50%
$50,000 – $99,999	3.50%
$100,000 – $249,999	3.50%
$250,000 – $499,999	3.50%
$500,000 – $999,999	3.50%
$1,000,000 – $2,999,999	3.50%
$3,000,000 and up	3.50%

Rate checked Oct 3, 2026

More details

Citizens BankPersonal Money MarketPersonal Money Market · $0 min
Bank · 1 branch
0.01%APY$1 a year on $10,000
KeyBankKey Active SaverSavings · $10 min
Bank · 1 branch
0.01%APY$1 a year on $10,000
M&T BankRelationship SavingsSavings · $1 min
Bank · 2 branches
0.01%APY$1 a year on $10,000
M&T BankRelationship Savings AccountSavings · $1 min
Bank · 2 branches
0.01%APY$1 a year on $10,000