Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in Utica, NY · median 12.00% APR
- 8.90%APRas low as
Terms
Non-variable rate. Rates and terms determined by overall credit history.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Utica District Telephone Employees Federal Credit UnionVisa® Credit Card · No annual fee
Credit union · 1 branch
9.95%APRas low asTerms
Rate applies to purchases. No annual fee. Earns ScoreCard Bonus Points. Applications/increase requests subject to approval.
Credit card score 83 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Fixed rate. Rate based on creditworthiness. No annual fee.
Credit card score 72 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Credit card score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 17.99%
12.24% APR, up to 17.99%
Terms
Variable APR based on Prime Rate (7.00%) + margin (+5.24% to 14.49%); maximum APR 17.99%. APR varies based on creditworthiness.
Credit card score 71 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable APR for purchases based on creditworthiness and the Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Utica, NY
7 banks and credit unions · checked Oct 16
- Typical
- 12.00%
- Top 10% up to
- 9.53%
- Banks, typical
- 17.24%
- Credit unions, typical
- 12.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Utica, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Utica Gas & Electric Federal Credit UnionCredit union · 1 branch
- Remington Federal Credit UnionCredit union · 1 branch
- G.P.O. Federal Credit UnionCredit union · 7 branches