Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Duluth, MN
- 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account; requires maintaining membership share. No monthly maintenance fees.
Offer: Minimum opening deposit and minimum balance is $10. Dividends earned on balance over $100 (minimum daily balance of $100 to earn stated APY).
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account for all ages. No monthly maintenance fees.
Offer: Minimum opening deposit $10; minimum balance $0. Dividends earned on balance over $100.
No monthly fee
Rate checked
More details - Northern Communities Credit Union (NCCYou)WINcentive Savings AccountSavings · $5 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Prize-linked savings account. Must be a resident of Minnesota or Wisconsin. Must commit to one year of saving. Can only be primary account holder for one WINcentive Savings account.
Offer: Earns 1 drawing entry for each $25 savings increase (up to 4 entries per month) for monthly, quarterly, and annual prize drawings ($100, $1,000, and $5,000). Unlimited deposits allowed.
Effective Aug 31, 2026
Rate checked
More details - Northern Communities Credit Union (NCCYou)Sub Share Savings AccountSavings · $0 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Designate funds for specific savings goals; can be used as overdraft protection source.
Offer: Dividends compounded daily based on average balance and credited quarterly.
Compounded daily · Effective Aug 31, 2026
Rate checked
More details - Northern Communities Credit Union (NCCYou)Regular Share Savings AccountSavings · $5 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Establishes credit union membership. Minimum opening deposit of $5 represents member share. Membership is open to anyone who lives, works, worships, or attends school in St. Louis County, MN, or relatives of members.
Offer: Dividends compounded daily based on average balance and credited quarterly. Paper statements are $2.95 quarterly ($2.95 monthly if member has checking or electronic transactions); free for members 65 and older; e-statements are free.
Compounded daily · Effective Aug 31, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - CentricityCUHigh Yield Money Market SavingsHigh Yield Money Market Savings · $0 min · 0.05%–3.25% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $5 fee per withdrawal after first 6 per month.
Offer: $5 fee per withdrawal after first 6 per month.
0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High Yield Money Market Savings Balance APY Up to $20,000Your amount 0.05% $20,000 and up 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to earn APY is $10.00. $10 minimum opening deposit.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Share Advantage Credit UnionOther ShareSavings · $25 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Average Daily Balance. Multiple Other Share accounts help budgeting & saving for goals by keeping funds separate.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Other Share Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Share Advantage Credit UnionRegular ShareSavings · $25 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rates are calculated on Average Daily Balance. Membership eligibility required. Variable rates subject to change after opening.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required and subject to account requirements.
Offer: No minimum balance to open. Free to open with no monthly service charges or maintenance/transaction fees; other fees may apply. APY is variable and may change at any time; rate may change after account opening. Fees may reduce earnings.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required and subject to account requirements.
Offer: $5 minimum opening deposit. No monthly service charges. APY is variable and may change at any time; rate may change after account opening. Fees may reduce earnings.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Duluth, MN
56 accounts at 16 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.43%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Duluth, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harbor Pointe Credit UnionCredit union · 3 branches
- Northwoods Credit UnionCredit union · 4 branches
- North Star Credit UnionCredit union · 4 branches