Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Saginaw, MI
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must link with a Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play). Monthly qualification cycle requires at least 15 debit card purchases of $5 or more and enrollment in e-statements. ACH payment/deposit required except for Kasasa Eats and Kasasa Play. Limit 1 account per SSN.
Offer: Qualifying rate on balances up to $50,000 when monthly qualifications are met in linked Kasasa checking account.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Frankenmuth Credit UnionPlus SavingsSavings · $500 min · 2.34%–2.90% by balance
Credit union · 1 branch
2.38%APY$238 a year on $10,000Requirements
Product: Must maintain a daily minimum balance of $500 to earn dividends and obtain disclosed APY. No monthly service fee. May not be used in the overdraft table.
Offer: Tier $500 - $9,999.
2.31% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Plus Savings Balance APY $500 – $9,999 2.34% $10,000 – $24,999Your amount 2.38% $25,000 – $99,999 2.47% $100,000 – $499,999 2.72% $500,000 – $999,999 2.77% $1,000,000 and up 2.90% Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Liquid Savings Account. Can add funds at anytime and withdraw funds at anytime.
Offer: Requires $25 to open.
2.23% interest rate · Effective Oct 5, 2026
Rate checked
More details - Jolt Credit UnionKasasa Saver AccountSavings · $0 min · 0.77%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. No minimum balance or monthly fees. To earn qualification rates, must meet checking qualifications per monthly qualification cycle: at least 12 debit card purchases, at least 1 direct deposit or automatic payment (ACH), and enrolled in eStatements. Tiers are split/tiered.
Offer: If qualifications are met. Only the funds that comprise each tier will earn the rate for that tier.
Qualified rate · 1.48% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $50,000Your amount 1.50% $50,000 and upIf qualifications are met; 0.77% Rate checked
More details - Frankenmuth Credit UnionMega Money MarketMega Money Market · $10,000 min · 1.35%–2.85% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Limited to four withdrawals per month of $500 or more. All deposits must be over $100. Members will forfeit dividends if account is closed before accrued dividends are posted.
Offer: Minimum opening balance of $10,000 is required and is the minimum balance required to earn interest. Limited to four withdrawals per month of $500 or more. All deposits must be over $100.
1.34% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY $10,000 – $24,999Your amount 1.35% $25,000 – $49,999 1.45% $50,000 – $99,999 1.55% $100,000 – $499,999 2.20% $500,000 – $999,999 2.70% $1,000,000 and up 2.85% Rate checked
More details - Consumers Professional Credit UnionMoney Management AccountsMoney Management Accounts · $2,500 min · 1.01%–1.36% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Dividend is paid monthly. Interest rates are a variable rate. Minimum balance of $2,500 with 3 total tiers. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
Offer: Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Accounts Balance APY $2,500 – $4,999 1.01% $5,000 – $14,999Your amount 1.26% $15,000 and up 1.36% Rate checked
More details - Consumers Professional Credit UnionMoney Management AccountSavings · $2,500 min · 1.01%–1.36% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: The Money Management account is a great option for savings with a lower required balance to earn dividends. Dividend is paid monthly. Interest rates are a variable rate. The Money Management account has a minimum balance of $2,500 with 3 total tiers. Minimum balance to obtain APY is $5,000.00.
Offer: Tier 1. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $4,999 1.01% $5,000 – $14,999Your amountTier 2. 1.26% $15,000 and upTier 3. 1.36% Rate checked
More details - Consumers Professional Credit UnionDiamond Money FundSavings · $5,000 min · 1.26%–1.76% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: By opening a Diamond Money Account, members are able to keep their funds liquid yet earn an Annual Percentage Yield (APY) that is typically higher than the Prime Share Account. The Diamond Fund has a minimum balance of $5,000 with 5 total tiers. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
Offer: Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Diamond Money Fund Balance APY $5,000 – $14,999Your amount 1.26% $15,000 – $24,999 1.36% $25,000 – $49,999 1.46% $50,000 – $99,999 1.56% $100,000 and up 1.76% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $100 to obtain the disclosed APY. No minimum deposit to open.
Offer: Must maintain a minimum daily balance of $100 to obtain disclosed APY.
0.99% interest rate · Effective Oct 5, 2026
Rate checked
More details - Isabella BankMoney Market AccountMoney Market Account · $1,000 min · 0.10%–1.65% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rates with direct check writing, free digital banking, and mobile banking. Rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $200,000 1.30% $200,000 and up 1.65% Rate checked
More details - Financial Plus Credit UnionHigh Yield Plus Money MarketHigh Yield Plus Money Market · $1,500 min · 0.00%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: $1,500 to open and receive dividend. No monthly fees. Dividends are tiered to offer higher rates for larger balances and paid monthly on daily balance.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Plus Money Market Balance APY Up to $1,500 0.00% $1,500 – $14,999Your amount 0.40% $15,000 – $24,999 0.60% $25,000 – $49,999 0.80% $50,000 – $99,999 1.00% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 and up 1.00% Rate checked
More details - Team One Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.15%–2.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Liquid savings accounts that earn higher dividends than Regular Savings based on account balances. Includes unlimited deposits, checks available, and 6 free withdrawals per month.
0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,000 0.15% $2,000 – $25,000Your amount 0.35% $25,000 – $75,000 0.75% $75,000 – $200,000 1.75% $200,000 – $500,000 2.25% Over $500,000 2.50% Rate checked
More details - Jolt Credit UnionMoney MarketMoney Market · $1,000 min · 0.20%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.20% $10,000 and upYour amount 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Saginaw, MI
40 accounts at 10 banks and credit unions · checked Oct 6–17
- Typical
- 0.07%
- Top 10% from
- 2.26%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.30%
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Saginaw, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- United Financial Credit UnionCredit union · 6 branches
- Lake Huron Credit UnionCredit union · 2 branches